Bank · FDIC insured
Farmers and Drovers Bank CD Rates
Farmers and Drovers Bank’s best CD rate is 4.00% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Farmers and Drovers Bank’s CD rates compare
Compared with banks and credit unions near Topeka, KS, where Farmers and Drovers Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers and Drovers Bank
4.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $400
Certificates of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Topeka Firemen's Credit Union
4.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $455
Farmers and Drovers Bank CD score
85
CD score
Higher than 68% of U.S. banks and credit unions
- 3–8 months3–8 mo3.20%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.85%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers and Drovers Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.00%APY · 10 terms
| Term | APY · $500 and up | APY · $2,500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 1–2 monthsTerm is 7 to 89 days. Interest compounding frequency: None. Interest availability: Maturity | — | 0.37% | — | 0.37% | $1 |
| 3 monthsInterest compounding frequency: None. Interest availability: Maturity | 2.75% | — | — | 2.75% | $68 |
| 6 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.20% | — | — | 3.20% | $159 |
| 9 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.20% | — | — | 3.20% | $239 |
| 12 months12 Month Special. Interest compounding frequency: Quarterly. Interest availability: Quarterly | — | — | 4.00% | 4.00% | $400 |
| 12 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.40% | — | — | 3.40% | $340 |
| 18 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.40% | — | — | 3.40% | $514 |
| 24 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.50% | — | — | 3.50% | $712 |
| 36 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.65% | — | — | 3.65% | $1,135 |
| 48 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.75% | — | — | 3.75% | $1,587 |
| 60 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.85% | — | — | 3.85% | $2,079 |
Sources (2)
All captured Sep 18, 2026
Jump Rate CD
Up to 3.65%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.20% | $320 |
| 24 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.30% | $671 |
| 36 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.45% | $1,071 |
| 48 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.55% | $1,497 |
| 60 monthsInterest compounding frequency: Quarterly. Interest availability: Quarterly | 3.65% | $1,963 |
Sources (1)
- farmersanddrovers.com/interest-rates · captured Sep 18, 2026
Opening an account
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