Credit union · NCUA insured
Empower Blue Credit Union CD Rates
Empower Blue Credit Union’s best CD rate is 3.87% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Empower Blue Credit Union’s CD rates compare
Compared with banks and credit unions near Topeka, KS, where Empower Blue Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Empower Blue Credit Union
3.61%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,940
Share Certificates
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Topeka Firemen's Credit Union
4.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $455
Empower Blue Credit Union CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.61%
- QualifiedQualified3.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Empower Blue Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.61%APY · 6 terms
Open a certificate with as little as a $500 minimum deposit. Early withdrawal penalties may apply.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsAverage daily balance required to earn dividends: $500 | 3.40% | — | 3.40% | $169 |
| 12 months$50,000+ Jumbo rate. Average daily balance required to earn dividends: $50,000+ | — | 3.30% | —3.30% from $50k | — |
| 12 monthsAverage daily balance required to earn dividends: $500 | 3.04% | — | 3.04% | $304 |
| 24 months$50,000+ Jumbo rate. Average daily balance required to earn dividends: $50,000+ | — | 3.56% | —3.56% from $50k | — |
| 24 monthsAverage daily balance required to earn dividends: $500 | 3.30% | — | 3.30% | $671 |
| 36 months$50,000+ Jumbo rate. Average daily balance required to earn dividends: $50,000+ | — | 3.76% | —3.76% from $50k | — |
| 36 monthsAverage daily balance required to earn dividends: $500 | 3.51% | — | 3.51% | $1,090 |
| 48 months$50,000+ Jumbo rate. Average daily balance required to earn dividends: $50,000+ | — | 3.82% | —3.82% from $50k | — |
| 48 monthsAverage daily balance required to earn dividends: $500 | 3.56% | — | 3.56% | $1,502 |
| 60 months$50,000+ Jumbo rate. Average daily balance required to earn dividends: $50,000+ | — | 3.87% | —3.87% from $50k | — |
| 60 monthsAverage daily balance required to earn dividends: $500 | 3.61% | — | 3.61% | $1,940 |
Sources (2)
All captured Sep 25, 2026
Who can join Empower Blue Credit Union
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