Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Miami, FL metro

  1. City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min

    Bank · 1 branch

    4.39%APY$439 over 1 year on $10,000intro rate
  2. Pibank USAPibank CDCD · 12 months · $0 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  3. Pacific National BankCertificates of DepositCD · 12 months

    Bank · 6 branches

    4.35%APY$435 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 93
    CIBC Bank USACIBC Agility Certificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 1 branch

    4.35%APY$435 over 1 year on $10,000
  5. Top Carrot, Carrot Score 89
    Connect Credit UnionCertificatesCD · 21 months · $1,000 min

    Credit union · 2 branches

    4.33%APY$770 over 21 months on $10,000
  6. Newtek BankCertificate of DepositCD · 6 months · $2,500 min

    Bank · 1 branch

    4.30%APY$213 over 6 months on $10,000
  7. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 24 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  8. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 1 branch

    4.30%APY$540 over 15 months on $10,000intro rate
  9. Top Carrot, Carrot Score 91
    Miami Firefighters Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$878 over 24 months on $10,000
  10. Sunstate BankPromotional Certificate of DepositCD · 7 months · 0.00%–4.25% by balance

    Bank · 3 branches

    4.25%APY$246 over 7 months on $10,000intro rate
  11. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 158 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  12. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 56 branches

    4.25%APY$425 over 1 year on $10,000
  13. Top Carrot, Carrot Score 87
    Baptist Health South Florida FCUPromotional Share CertificatesCD · 12 months · $500 min

    Credit union · 6 branches

    4.25%APY$425 over 1 year on $10,000intro rate
  14. Top Carrot, Carrot Score 88
    Space Coast Credit UnionCertificates of Deposit (CDs)CD · 12 months · $500 min

    Credit union · 29 branches

    4.25%APY$425 over 1 year on $10,000
  15. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 66 branches

    4.25%APY$461 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Miami, FL metro

704 CDs at 73 banks and credit unions · checked Oct 15–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
2.00%
Credit unions, typical
3.51%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Miami, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. American Airlines Federal Credit UnionCredit union · 6 branches
  2. JM Associates FCUCredit union · 1 branch
  3. First Choice Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate