Bank · FDIC insured
Pibank USA CD Rates
Pibank USA’s best CD rate is 4.35% APY on a 1-year CD. Rates checked October 15, 2026.
How Pibank USA’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Pibank USA
4.35%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $435
Pibank CD
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Pibank CD
4.35%APY · 1 term
Must open and fund a Pibank Savings account and link to the Pibank CD. Monthly interest earned is deposited into the linked Pibank Savings account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires opening and funding a linked Pibank Savings account. Monthly interest is paid into the linked Pibank Savings account. Subject to early withdrawal penalties | 4.35% | $435 |
Sources (1)
- pibank.com/pibank-cd · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.