Credit union · NCUA insured
Space Coast Credit Union CD Rates
Top CarrotSpace Coast Credit Union’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 5, 2026.
How Space Coast Credit Union’s CD rates compare
Compared with banks and credit unions near Miami, FL, where Space Coast Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Space Coast Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $425
Certificates of Deposit (CDs)
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
Space Coast Credit Union CD score
92
CD score
Higher than 93% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Space Coast Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.25%APY · 12 terms
Space Coast Credit Union membership is open to relatives of current members and all who work or live in eligible Florida counties. Minimum deposit required is $500. Monthly Service Fee is None.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.85% | $191 |
| 9 months | 3.95% | $295 |
| 12 months | 4.25% | $425 |
| 18 months | 4.25% | $644 |
| 24 months | 3.75% | $764 |
| 30 months | 3.55% | $911 |
| 36 months | 3.55% | $1,103 |
| 42 months | 3.60% | $1,318 |
| 48 months | 3.65% | $1,542 |
| 54 months | 3.70% | $1,776 |
| 60 months | 3.75% | $2,021 |
Special-purpose accounts
IRA CDs
Up to 4.25%APY · 12 terms
Available as Traditional IRA CD or Roth IRA CD. Requires $500 minimum opening deposit. Monthly Service Fee is None. Must visit a branch to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.75% | $92 |
| 6 months | 3.85% | $191 |
| 9 months | 3.95% | $295 |
| 12 months | 4.25% | $425 |
| 18 months | 4.25% | $644 |
| 24 months | 3.75% | $764 |
| 30 months | 3.55% | $911 |
| 36 months | 3.55% | $1,103 |
| 42 months | 3.60% | $1,318 |
| 48 months | 3.65% | $1,542 |
| 54 months | 3.70% | $1,776 |
| 60 months | 3.75% | $2,021 |
Sources (3)
All captured Oct 5, 2026
Who can join Space Coast Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who work or live in Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Duval, Flagler, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.
Family and household
- Membership is open to relatives of current members.
Membership information collected October 5, 2026.