Bank · FDIC insured
Pacific National Bank
A $1.6B bank headquartered in Miami, FL, with 7 branches in 2 states. Best rates: CDs 4.35% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.35%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pacific National Bank
Pacific National Bank is a full-service community bank serving South Florida and New York City.
- Headquarters
- 1390 Brickell Ave, Miami, FL 33131
- FDIC certificate
- 26299 ↗
Branches
7 branches in 2 states
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Florida
6 branches
Miami area · 3
- Pacific National BankMain office1390 Brickell Ave, Miami, FL 33131Directions
- Aventura Branch18285 Biscayne Blvd, Miami, FL 33160Directions
- Pinecrest Branch13101 Sw 89th Pl, Miami, FL 33176Directions
Boca Raton area · 1
- Boca Raton Branch4137 North Federal Highway, Boca Raton, FL 33431Directions
Coral Gables area · 1
- Coral Gables Branch255 Aragon Ave, Coral Gables, FL 33134Directions
Weston area · 1
- Weston Branch1142 Weston Road, Weston, FL 33326Directions
New York
1 branch
- New York Branch152 W 57th St, New York, NY 10019Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.80% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.01% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.15% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $73 | $88 | — |
- CapitalLeverage ratio10.80%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.15%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$73Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pacific National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.