Credit union · NCUA insured
Space Coast Credit Union
Top CarrotA $9.3B credit union, the 37th largest of 4,329, headquartered in Melbourne, FL, with 707,051 members and 69 branches in Florida. Best rates: CDs 4.25% and savings 1.50% APY.
Space Coast Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#17 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Space Coast Credit Union
- Headquarters
- 8045 N Wickham Rd, Melbourne, FL 32940-7920
- NCUA charter
- 67297
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who work or live in Alachua, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Duval, Flagler, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.
Family and household
- Membership is open to relatives of current members.
Branches
69 branches in Florida
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Florida
69 branches
Miami area · 29
- Camino Real1001 SW 2nd Ave, Boca Raton, FL 33432Directions
- Boca Raton Mission Bay20437 State Road 7, Boca Raton, FL 33498Directions
- Calle Ocho4899 SW 8th St, Coral Gables, FL 33134Directions
- West Coral Springs11505 W Sample Rd, Coral Springs, FL 33065Directions
- Cutler Bay19455 S Dixie Hwy, Cutler Bay, FL 33157Directions
- Pine Island8980 W State Road 84, Davie, FL 33324Directions
- Doral9735 NW 41st St, Doral, FL 33178Directions
- Cypress Creek6260 Powerline Rd, Fort Lauderdale, FL 33309Directions
- Ft. Lauderdale1595 N Federal Hwy, Fort Lauderdale, FL 33304Directions
- Palm Springs (Hialeah)1120 W 49th St, Hialeah, FL 33012Directions
- Hialeah Gardens12080 Hialeah Gardens Blvd, Hialeah Gardens, FL 33018Directions
- East Hollywood1628 Sheridan St, Hollywood, FL 33020Directions
- Hollywood5353 Sheridan St, Hollywood, FL 33021Directions
- Homestead2804 NE 8th St, Homestead, FL 33033Directions
- Margate7290 W Atlantic Blvd, Margate, FL 33063Directions
- Bird Road5785 Bird Rd, Miami, FL 33155Directions
- Lago Mar7250 SW 157th Ave, Miami, FL 33193Directions
- Kendall Breeze12200 SW 127th Ave, Miami, FL 33186Directions
- South Dixie13793 S Dixie Hwy, Miami, FL 33176Directions
- Sunset7171 SW 117th Ave, Miami, FL 33183Directions
- Miami Gardens Wal-Mart17650 NW 2nd Ave, Miami Gardens, FL 33169Directions
- East Miramar Branch2500 S University Dr, Miramar, FL 33025Directions
- West Miramar15900 Miramar Parkway, Miramar, FL 33027Directions
- Skylake1672 NE Miami Gardens Dr, North Miami Beach, FL 33179Directions
- West Pines15740 Pines Blvd, Pembroke Pines, FL 33027Directions
- Pembroke Pines Wal-Mart151 SW 184th Ave, Pembroke Pines, FL 33029Directions
- Pines Hiatus10260 Pines Blvd, Pembroke Pines, FL 33026Directions
- Sunrise7751 W Oakland Park Blvd, Sunrise, FL 33351Directions
- NW 36th Street6301 NW 36th ST, Virginia Gardens, FL 33166Directions
Palm Bay area · 22
- HeadquartersMain office8045 N Wickham Rd, Melbourne, FL 32940Directions
- Port St. John6899 N Highway 1, Cocoa, FL 32927Directions
- Cocoa Beach1205 N Atlantic Ave, Cocoa Beach, FL 32931Directions
- Indialantic200 5th Ave, Indialantic, FL 32903Directions
- Indian Harbour Beach2100 Highway A1A, Indian Harbour Beach, FL 32937Directions
- Lake Washington2449 N Wickham Rd, Melbourne, FL 32935Directions
- Summer Brook4745 N. Wickham Rd., Melbourne, FL 32935Directions
- Viera South9225 Lake Andrew Dr, Melbourne, FL 32940Directions
- Airport Branch1495 Dr Martin Luther King Jr Blvd, Melbourne, FL 32901Directions
- Baytree Branch8025 N Wickham Rd, Melbourne, FL 32940Directions
- Palm Bay Wal-Mart845 Palm Bay Rd NE, Melbourne, FL 32904Directions
- Viera5470 Stadium Pkwy, Melbourne, FL 32940Directions
- North Merritt Island2260 N Courtenay Pkwy, Merritt Island, FL 32953Directions
- Merritt Island445 Fortenberry Rd, Merritt Island, FL 32952Directions
- Bayside Lakes3340 Bayside Lakes Blvd SE, Palm Bay, FL 32909Directions
- Palm Bay West152 Malabar Rd SW, Palm Bay, FL 32907Directions
- Port Malabar5250 Babcock St NE, Palm Bay, FL 32905Directions
- Patrick Space Force Base1221 S Patrick Dr, Patrick Air Force Base, FL 32925Directions
- -Rockledge South585 Barnes Blvd, Rockledge, FL 32955Directions
- Rockledge1160 Rockledge Blvd, Rockledge, FL 32955Directions
- Titusville1920 Cheney Hwy, Titusville, FL 32780Directions
- Palm Bay NW139 Palm Bay Rd NE, West Melbourne, FL 32904Directions
Deltona area · 12
- Latitude Landings2684 LPGA Blvd, Daytona Beach, FL 32124Directions
- Daytona Beach200 Bill France Blvd, Daytona Beach, FL 32114Directions
- Deland1587 S Woodland Blvd, DeLand, FL 32720Directions
- DuPont Lakes2783 Elkcam Blvd Ste 209, Deltona, FL 32738Directions
- NSB WalMart3155 State Road 44, New Smyrna Beach, FL 32168Directions
- New Smyrna Beach1701 S Dixie Fwy, New Smyrna Beach, FL 32168Directions
- Enterprise Road2690 Enterprise Rd, Orange City, FL 32763Directions
- Orange City Wal-Mart2400 Veterans Memorial Pkwy, Orange City, FL 32763Directions
- Ormond Beach1185 W Granada Blvd Ste 10A, Ormond Beach, FL 32174Directions
- Palm Coast Town Center5834 State Highway 100 E, Palm Coast, FL 32164Directions
- Palm Coast West10 Leanni Way, Palm Coast, FL 32137Directions
- Port Orange East1788 Dunlawton Ave, Port Orange, FL 32127Directions
Sebastian area · 4
- Sebastian9390 90th Ave, Sebastian, FL 32958Directions
- Oslo2750 9th St SW, Vero Beach, FL 32968Directions
- Miracle Mile445 21st St Unit 8, Vero Beach, FL 32960Directions
- Vero Beach6030 Elon Ln, Vero Beach, FL 32966Directions
Orlando area · 2
- Avalon Park425 S Avalon Park Blvd, Orlando, FL 32828Directions
- Waterford Lakes12301 Lake Underhill Rd, Orlando, FL 32828Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.41% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.80% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.79% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalNet worth ratio11.41%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.80%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.79%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Space Coast Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.