Credit union · NCUA insured
Connect Credit Union
Top CarrotA $102.9M credit union headquartered in Fort Lauderdale, FL, with 5,092 members and 3 branches in Florida. Best rates: CDs 4.33% and savings 0.10% APY.
Connect Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#9 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Connect Credit Union
Originally founded in 1962 as State Road District Four Credit Union and later renamed Florida Transportation Credit Union, Connect Credit Union began by serving Florida's transportation community.
Today, the member-owned financial cooperative operates branch locations in Fort Lauderdale, Miami, and Stuart, serving members and communities across Florida.
- Headquarters
- 3400 W Commercial Blvd, Fort Lauderdale, FL 33309
- NCUA charter
- 67342
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Brevard, Broward, Charlotte, Citrus, Collier, De Soto, Duval, Flagler, Glades, Hardee, Osceola, Hernando, Hillsborough, Indian River, Lake, Lee, Manatee, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Palm Beach, Pasc0, Pinellas, Polk, Sarasota, Seminole, St Johns, St Lucie, or Volusia County in Florida are eligible for membership.
Employers and groups
- Employees of Connect Credit Union are eligible for membership.
- Employees of firms who have a current contract with the Florida Department of Transportation are eligible for membership.
Military, government and schools
- Retirees of the Florida Department of Transportation are eligible for membership.
- Current employees of the State of Florida are eligible for membership.
Family and household
- Immediate family members of a current member of the Credit Union are eligible for membership.
Cost to join
- Membership requires opening and maintaining a Share Savings Account with a small deposit.
Branches
3 branches in Florida
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Florida
3 branches
Miami area · 2
- Main OfficeMain office3400 W Commercial Blvd, Fort Lauderdale, FL 33309Directions
- Miami1000 NW 111th Ave, Miami, FL 33172Directions
Port St. Lucie area · 1
- Stuart1993 S Kanner Hwy, Stuart, FL 34994Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.98% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.71% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.84% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $85 | $76 | — |
- CapitalNet worth ratio12.98%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.71%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.84%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$85Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Connect Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.