Bank · FDIC insured
Newtek Bank CD Rates
Newtek Bank’s best CD rate is 4.30% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Newtek Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Newtek Bank
4.30%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $213
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Newtek Bank CD score
94
CD score
Higher than 96% of U.S. banks and credit unions
- 3–8 months3–8 mo4.30%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo3.90%
- 31–60 months31–60 mo3.80%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Newtek Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.30%APY · 8 terms
Maximum amount is $250,000 per account. Penalties may apply to early withdrawals. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.30% | $213 |
| 9 months | 4.30% | $321 |
| 12 months | 4.10% | $410 |
| 18 months | 3.90% | $591 |
| 24 months | 3.80% | $774 |
| 36 months | 3.80% | $1,184 |
| 48 months | 2.00% | $824 |
| 60 months | 2.00% | $1,041 |
Sources (3)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.