Compare Bank & Credit Union Rates
Best CD rates in Milwaukee, WI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Milwaukee, WI
- 4.65%APY$910 over 23 months on $10,000intro rate
Requirements
Product: Consumer accounts only. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates effective as of September 18, 2026.
Offer: 23 Month Special CD Special Relationship pricing. Requires an active Bank Five Nine consumer checking account (activity consisting of either a recurring monthly direct deposit ACH credit of not less than $250 or 5 signature-based debit card transactions within any 45-day period). Must be opened with new money not currently on deposit (max $250,000). At maturity, renews into standard 24-month term. Applicable to Wisconsin residents only.
Promotional rate · 4.57% interest rate · Balance cap $250,000 · Effective Sep 18, 2026
Rate checked
More details - 4.50%APY$604 over 16 months on $10,000
Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
Offer: Minimum balance to earn APY $5,000.
4.41% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.50%APY$1,412 over 36 months on $10,000
Requirements
Product: Early withdrawal may be subject to penalty. Fees may reduce earnings.
Offer: Minimum balance to open/obtain the APY.
4.43% interest rate
Rate checked
More details - 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
4.43% interest rate · Effective Oct 1, 2026
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More details - Northwestern Mutual Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · 1 branch
4.45%APY$910 over 24 months on $10,0004.35% interest rate · Effective Oct 1, 2026
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More details - 4.40%APY$328 over 9 months on $10,000intro rate
Promotional rate · 4.31% interest rate · Effective Oct 5, 2026
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More details - 4.40%APY$440 over 1 year on $10,000
Requirements
Product: Personal accounts only. Minimum balance to open is $500. Early certificate withdrawal penalties apply (90 days of dividends for terms under 1 year; 180 days of dividends for all other terms). Financial institutions and public funds are ineligible.
Offer: Personal accounts only. Penalty for early withdrawal.
4.31% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000intro rate
Requirements
Product: Fixed rate of return. Minimum deposit required to open is $1,000. Online opening available for existing North Shore Bank customers.
Offer: Promotional CD rate. Interest compounds quarterly.
Promotional rate · 4.33% interest rate · Effective Oct 15, 2026
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More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
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More details - Prime Financial Credit Union13-Month Certificate SpecialCD · 13 months · $500 min
Credit union · 3 branches
4.40%APY$478 over 13 months on $10,000intro rateRequirements
Product: Membership eligibility required. Limited-time offer ends September 30, 2026 (may be discontinued at any time without notice). New funds only. Rate and APY fixed for 13-month term. Early withdrawal penalty of 90 days dividends. Additional deposits not allowed. Automatically renews for a 12-month term at maturity with a 10-day grace period.
Offer: New funds only. 90 days early withdrawal penalty.
Promotional rate · 4.41% interest rate · Effective Aug 17, 2026
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More details - 4.40%APY$899 over 24 months on $10,000intro rate
Requirements
Product: 1 time rate bump. Additions of $500 or more at any time. Early withdrawal may be subject to penalty. Fees may reduce earnings.
Offer: 1 time rate bump. Additions of $500 or more at any time. Minimum balance to open/obtain the APY.
Promotional rate · 4.33% interest rate · Effective Sep 9, 2026
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 7 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
Offer: Limited time offer. Minimum balance to earn dividends is $1,000.
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
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More details - 4.20%APY$243 over 7 months on $10,000intro rate
Requirements
Product: Rates are for new share certificates only. Penalty will or may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: 7 Month Special. New share certificates only. Penalty will or may be imposed for early withdrawal.
Promotional rate · 4.14% interest rate · Effective Oct 1, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Milwaukee, WI
349 CDs at 25 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 4.12%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Milwaukee, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Governmental Employees Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 13 branches
- Marine Credit UnionCredit union · 1 branch