Bank · FDIC insured
Ixonia Bank CD Rates
Ixonia Bank’s best CD rate is 4.50% APY on a 3-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Ixonia Bank’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where Ixonia Bank has the most branches. $10,000, best rate first.
This bank’s best
Ixonia Bank
4.50%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,412
Certificate of Deposit
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
Ixonia Bank CD score
95
CD score
Higher than 97% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.40%
- 31–60 months31–60 mo4.50%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ixonia Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.50%APY · 6 terms
Early withdrawal may be subject to penalty. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to open/obtain the APY | 3.90% | $193 |
| 12 monthsMinimum balance to open/obtain the APY | 4.00% | $400 |
| 24 monthsMinimum balance to open/obtain the APY | 4.40% | $899 |
| 36 monthsMinimum balance to open/obtain the APY | 4.50% | $1,412 |
| 48 monthsMinimum balance to open/obtain the APY | 4.00% | $1,699 |
| 60 monthsMinimum balance to open/obtain the APY | 4.00% | $2,167 |
Sources (2)
- ixoniabank.com/personal/deposit-products/cds-and-iras
- ixoniabank.com/personal/deposit-products/current-rates
All captured Oct 16, 2026
2-Year Choice Plus CD
4.40%APY · 1 term
1 time rate bump. Additions of $500 or more at any time. Early withdrawal may be subject to penalty. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months1 time rate bump. Additions of $500 or more at any time. Minimum balance to open/obtain the APY | 4.40% | $899 |
Sources (1)
- ixoniabank.com/personal/deposit-products/current-rates · captured Oct 16, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.50%APY · 5 terms
Available as Traditional or Roth IRA. Early withdrawal may be subject to penalty. Fees may reduce earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 monthsMinimum balance to open/obtain the APY | 4.00% | — | 4.00% | $400 |
| 24 monthsMinimum balance to open/obtain the APY | 4.40% | — | 4.40% | $899 |
| 36 monthsMinimum balance to open/obtain the APY | 4.50% | — | 4.50% | $1,412 |
| 48 monthsMinimum balance to open/obtain the APY | — | 4.00% | 4.00% | $1,699 |
| 60 monthsMinimum balance to open/obtain the APY | — | 4.00% | 4.00% | $2,167 |
Sources (2)
- ixoniabank.com/personal/deposit-products/cds-and-iras
- ixoniabank.com/personal/deposit-products/current-rates
All captured Oct 16, 2026
2-Year Choice Plus IRA
4.40%APY · 1 term
1 time rate bump. Additions of $500 or more at any time. Early withdrawal may be subject to penalty. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months1 time rate bump. Additions of $500 or more at any time. Minimum balance to open/obtain the APY | 4.40% | $899 |
Sources (1)
- ixoniabank.com/personal/deposit-products/current-rates · captured Oct 16, 2026
Young Savers CD
2.50%APY · 1 term
Under Age 18. Additions of $50 or more any time. Early withdrawal may be subject to penalty. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsUnder Age 18. Additions of $50 or more any time. Minimum balance to open/obtain the APY | 2.50% | $506 |
Sources (1)
- ixoniabank.com/personal/deposit-products/current-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.