Compare Bank & Credit Union Rates
Best CD rates in Chippewa Falls, WI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Chippewa Falls, WI
- 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
4.43% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.35%APY$697 over 19 months on $10,000intro rate
Requirements
Product: Minimum balance to open an account is $1,000. Interest begins to accrue on the business day you make a deposit. Average daily balance method used to calculate interest. Additional deposits not permitted until maturity date. Early withdrawal penalty applies: less than 92 days is loss of interest on amount withdrawn or 1 month interest (whichever is greater); 92 days to 1 year is 3 months interest; greater than 1 year is 6 months interest. 10 calendar days grace period at maturity.
Offer: CD Special. Interest is compounded and credited monthly. This product automatically renews into our 18-month product at maturity.
Promotional rate · 4.27% interest rate · Effective Oct 6, 2026
Rate checked
More details - 4.25%APY$461 over 13 months on $10,000intro rate
Requirements
Product: Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
Offer: Limited time offer. Minimum balance to earn dividends is $1,000.
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.01%APY$401 over 1 year on $10,000
Requirements
Product: Dividends calculated daily, credited and compounded monthly (or at maturity for 3 Month). Early withdrawal penalties apply. Rates vary by Membership Value Pricing (MVP) level. Minimum deposit $1,000 ($500 for age 16 and younger) unless otherwise stated.
Offer: Gold MVP Level: active checking with 5+ posted transactions/month and minimum $30,000 average monthly household balance or first mortgage with balance. Compounded monthly.
3.94% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 3.77%APY$377 over 1 year on $10,000
Requirements
Product: Membership required and account opening upon qualification. Substantial penalty for early withdrawal. Dividends calculated daily, compounded and paid monthly.
3.70% interest rate · Effective Jul 6, 2026
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More details - 3.30%APY$219 over 8 months on $10,000
Requirements
Product: Membership required and account opening upon qualification. Insured by NCUA. Substantial penalty for early withdrawal. Dividends calculated daily, compounded and paid monthly.
3.25% interest rate · Effective Feb 2, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - 2.38%APY$731 over 36 months on $10,000with conditions
Requirements
Product: Open with $5,000 initial deposit. Make additional deposits of at least $1,000 anytime. Allows increasing the rate one time and making a one-time withdrawal of up to 50% of the original certificate amount without penalty. Compounded monthly. Early withdrawal penalties apply. Rates vary by MVP level.
Offer: Gold MVP Level: active checking with 5+ posted transactions/month and minimum $30,000 average monthly household balance or first mortgage with balance. Compounded monthly.
Qualified rate · 2.35% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
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More details - 0.45%APY$227 over 60 months on $10,000
Requirements
Product: Minimum balance of $500.00 required to obtain disclosed APY. Early withdrawal penalty may apply.
Offer: 60 Month Certificate of Deposit; Compounding Frequency: Quarterly; early withdrawal penalty may apply.
0.45% interest rate · Effective Dec 4, 2023
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Chippewa Falls, WI
85 CDs at 7 banks and credit unions · checked Oct 16
- Typical
- 2.58%
- Top 10% from
- 4.00%
- Banks, typical
- 1.00%
- Credit unions, typical
- 3.02%
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Eau Claire, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Marine Credit UnionCredit union · 3 branches
- Co-op Credit UnionCredit union · 1 branch
- WESTconsin Credit UnionCredit union · 3 branches