Compare Bank & Credit Union Rates
Best CD rates in Franklin, WI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Franklin, WI
- 4.50%APY$604 over 16 months on $10,000
Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
Offer: Minimum balance to earn APY $5,000.
4.41% interest rate · Effective Oct 16, 2026
Rate checked
More details - Northwestern Mutual Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · 1 branch
4.45%APY$910 over 24 months on $10,0004.35% interest rate · Effective Oct 1, 2026
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More details - 4.40%APY$328 over 9 months on $10,000intro rate
Promotional rate · 4.31% interest rate · Effective Oct 5, 2026
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More details - 4.40%APY$440 over 1 year on $10,000
Requirements
Product: Personal accounts only. Minimum balance to open is $500. Early certificate withdrawal penalties apply (90 days of dividends for terms under 1 year; 180 days of dividends for all other terms). Financial institutions and public funds are ineligible.
Offer: Personal accounts only. Penalty for early withdrawal.
4.31% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000intro rate
Requirements
Product: Fixed rate of return. Minimum deposit required to open is $1,000. Online opening available for existing North Shore Bank customers.
Offer: Promotional CD rate. Interest compounds quarterly.
Promotional rate · 4.33% interest rate · Effective Oct 15, 2026
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More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - UW Credit UnionCertificates SpecialsCD · 14 months · $5,000 min · 4.15%–4.25% by balance
Credit union · 1 branch
4.20%APY$492 over 14 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Early withdrawal penalties apply.
4.07% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Certificates Specials Balance APY $5,000 and up 4.15% $10,000 and upYour amount 4.20% $250,000 and up 4.25% Rate checked
More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: Fees could reduce earnings on the account. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal. APY assumes funds remain on deposit for term.
Promotional rate · 4.04% interest rate · Effective Sep 24, 2026
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More details - 4.00%APY$198 over 6 months on $10,000intro rate
Requirements
Product: Fees could reduce earnings on the account. Penalty may be imposed for early withdrawal. Offer may expire at any time without notice.
Offer: Special is for a 6 Month CD only. Offer may expire at any time without notice. Penalty may be imposed for early withdrawal. APY assumes funds remain on deposit for term.
Promotional rate · 4.00% interest rate · Effective Sep 24, 2026
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More details - 3.85%APY$418 over 13 months on $10,000intro rate
Requirements
Offer: Interest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.
Promotional rate · 3.84% interest rate · Effective Oct 15, 2026
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More details - UW Credit UnionRate Bump CertificateCD · 24 months · $5,000 min · 3.50%–3.60% by balance
Credit union · 1 branch
3.50%APY$712 over 24 months on $10,000Requirements
Product: The rate on the account may be increased one time during the term, at any time, to the most current rate offered for the same Rate Bump Certificate term based on account balance.
3.44% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Rate Bump Certificate Balance APY $5,000 and upYour amount 3.50% $250,000 and up 3.60% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - UW Credit UnionNo Penalty CertificateCD · 9 months · $5,000 min · 3.25%–3.35% by balance
Credit union · 1 branch
3.30%APY$246 over 9 months on $10,000Requirements
Product: No penalty for early withdrawal during the certificate term. Full or partial withdrawals may be made after the first 5 business days of the certificate term.
3.20% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for No Penalty Certificate Balance APY $5,000 and up 3.25% $10,000 and upYour amount 3.30% $250,000 and up 3.35% Rate checked
More details - UW Credit UnionRegular CertificateCD · 9 months · $500 min · 3.25%–3.35% by balance
Credit union · 1 branch
3.30%APY$246 over 9 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Substantial penalties apply for premature withdrawal.
3.20% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Regular Certificate Balance APY $500 and up 3.25% $10,000 and upYour amount 3.30% $250,000 and up 3.35% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Franklin, WI
195 CDs at 12 banks and credit unions · checked Oct 6–16
- Typical
- 1.00%
- Top 10% from
- 4.03%
- Banks, typical
- 0.33%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Milwaukee, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Governmental Employees Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 13 branches
- Marine Credit UnionCredit union · 1 branch