Credit union · NCUA insured
Prime Financial Credit Union CD Rates
Top CarrotPrime Financial Credit Union’s best CD rate is 4.40% APY on a 13-month share certificate (CD). Terms run from 2 months to 5 years. Rates checked September 24, 2026.
How Prime Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where Prime Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Prime Financial Credit Union
4.40%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $478
13-Month Certificate Special
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
Prime Financial Credit Union CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo2.00%
- 16–30 months16–30 mo2.63%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prime Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
13-Month Certificate Special
4.40%APY · 1 term
Membership eligibility required. Limited-time offer ends September 30, 2026 (may be discontinued at any time without notice). New funds only. Rate and APY fixed for 13-month term. Early withdrawal penalty of 90 days dividends. Additional deposits not allowed. Automatically renews for a 12-month term at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsNew funds only. 90 days early withdrawal penalty | 4.40% | $478 |
Sources (2)
All captured Sep 18, 2026
Banking for Good Certificate
3.04%APY · 1 term
Federally insured by NCUA. Additional deposits not allowed. Early withdrawal penalty of 180 days dividends. Automatic renewal with 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsDividends compounded and credited quarterly. Early withdrawal penalty equal to 180 days dividends. Additional deposits not allowed | 3.04% | $940 |
Sources (1)
- primefinancialcu.org/bank/cert…es-iras/banking-for-good · captured Sep 18, 2026
Traditional Certificate
Up to 3.04%APY · 10 terms
Membership eligibility required.
| Term | APY · $250 and up | APY · $250 – $25,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 2 monthsDividends compounded and paid at maturity. Share Certificate only | 0.75% | — | 0.75% | $12 |
| 3 monthsDividends compounded and paid at maturity. Share Certificate only | 0.75% | — | 0.75% | $19 |
| 6 monthsDividends compounded and paid at maturity | 1.00% | — | 1.00% | $50 |
| 12 monthsAutomatic Deposit option requires a $50 minimum monthly recurring auto-transfer deposit from another PFCU account. Maximum balance $25,000. Dividends compounded and paid monthly | — | 2.00% | 2.00% | $200 |
| 12 monthsDividends compounded and paid at maturity | 2.00% | — | 2.00% | $200 |
| 18 monthsDividends compounded and paid quarterly | 2.02% | — | 2.02% | $305 |
| 24 monthsDividends compounded and paid quarterly | 2.53% | — | 2.53% | $512 |
| 30 monthsDividends compounded and paid quarterly | 2.63% | — | 2.63% | $671 |
| 36 monthsDividends compounded and paid quarterly | 2.79% | — | 2.79% | $861 |
| 48 monthsDividends compounded and paid quarterly | 2.89% | — | 2.89% | $1,207 |
| 60 monthsDividends compounded and paid quarterly | 3.04% | — | 3.04% | $1,615 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Coverdell Certificate
Up to 3.04%APY · 8 terms
Contribute after-tax dollars for tax-free growth for qualified education expenses. Membership eligibility required. Terms of 60 months and shorter (2-month and 3-month share certificate terms excluded per footnote 4).
| Term | APY · $250 and up | APY · $250 – $25,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsDividends compounded and paid at maturity | 1.00% | — | 1.00% | $50 |
| 12 monthsAutomatic Deposit option requires a $50 minimum monthly recurring auto-transfer deposit from another PFCU account. Maximum balance $25,000. Dividends compounded and paid monthly | — | 2.00% | 2.00% | $200 |
| 12 monthsDividends compounded and paid at maturity | 2.00% | — | 2.00% | $200 |
| 18 monthsDividends compounded and paid quarterly | 2.02% | — | 2.02% | $305 |
| 24 monthsDividends compounded and paid quarterly | 2.53% | — | 2.53% | $512 |
| 30 monthsDividends compounded and paid quarterly | 2.63% | — | 2.63% | $671 |
| 36 monthsDividends compounded and paid quarterly | 2.79% | — | 2.79% | $861 |
| 48 monthsDividends compounded and paid quarterly | 2.89% | — | 2.89% | $1,207 |
| 60 monthsDividends compounded and paid quarterly | 3.04% | — | 3.04% | $1,615 |
Sources (1)
- primefinancialcu.org/bank/certificates-iras · captured Sep 18, 2026
IRA Certificate
Up to 3.04%APY · 8 terms
Available as Roth IRA Certificate or Traditional IRA Certificate. Membership eligibility required. Terms of 60 months and shorter (2-month and 3-month share certificate terms excluded per footnote 4).
| Term | APY · $250 and up | APY · $250 – $25,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsDividends compounded and paid at maturity | 1.00% | — | 1.00% | $50 |
| 12 monthsAutomatic Deposit option requires a $50 minimum monthly recurring auto-transfer deposit from another PFCU account. Maximum balance $25,000. Dividends compounded and paid monthly | — | 2.00% | 2.00% | $200 |
| 12 monthsDividends compounded and paid at maturity | 2.00% | — | 2.00% | $200 |
| 18 monthsDividends compounded and paid quarterly | 2.02% | — | 2.02% | $305 |
| 24 monthsDividends compounded and paid quarterly | 2.53% | — | 2.53% | $512 |
| 30 monthsDividends compounded and paid quarterly | 2.63% | — | 2.63% | $671 |
| 36 monthsDividends compounded and paid quarterly | 2.79% | — | 2.79% | $861 |
| 48 monthsDividends compounded and paid quarterly | 2.89% | — | 2.89% | $1,207 |
| 60 monthsDividends compounded and paid quarterly | 3.04% | — | 3.04% | $1,615 |
Sources (1)
- primefinancialcu.org/bank/certificates-iras · captured Sep 18, 2026
Who can join Prime Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in Wisconsin.
Other ways
- Eligibility applies to current members of Prime Financial Credit Union.
- Eligibility applies to former members of Prime Financial Credit Union.
Membership information collected October 5, 2026.