Credit union · NCUA insured
Prime Financial Credit Union
Top CarrotA $162M credit union headquartered in Cudahy, WI, with 15,983 members and 5 branches in Wisconsin. Best rates: CDs 4.40% and savings 1.00% APY.
Prime Financial Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#14 of 54 in Milwaukee, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Prime Financial Credit Union
Founded in 1923 by City of Milwaukee employees to counter loan sharks, Prime Financial Credit Union was the first credit union established in Wisconsin.
Originally chartered as Milwaukee Municipal Credit Union, it is a certified Community Development Financial Institution.
The credit union operates branches in Brown Deer, Cudahy, and metropolitan Milwaukee, Wisconsin.
- Headquarters
- 5656 S Packard Ave, Cudahy, WI 53110-2657
- NCUA charter
- 66449
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in Wisconsin.
Other ways
- Eligibility applies to current members of Prime Financial Credit Union.
- Eligibility applies to former members of Prime Financial Credit Union.
Branches
5 branches in Wisconsin
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Wisconsin
5 branches
- Prime Financial Credit UnionMain office5656 S Packard Ave, Cudahy, WI 53110Directions
- Prime Financial Credit Union6402 W Brown Deer Rd, Brown Deer, WI 53223Directions
- Prime Financial Credit Union225 W Greenfield Ave, Milwaukee, WI 53204Directions
- Prime Financial Credit Union4878 N Swan Rd, Milwaukee, WI 53225Directions
- Prime Financial Credit Union1923 W Oklahoma Ave, Milwaukee, WI 53215Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.09% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.50% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.71% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $95 | $76 | — |
- CapitalNet worth ratio10.09%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.50%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$95Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Prime Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.