Compare Bank & Credit Union Rates
Best CD rates in Wisconsin
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Wisconsin
- 5.15%APY$2,854 over 60 months on $10,000
Requirements
Product: Dividends compounded and paid quarterly. Minimum opening deposit of $250. Early withdrawal penalties apply.
5.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 5.05%APY$207 over 5 months on $10,000
Requirements
Product: Penalty for early withdrawal on Certificates.
Offer: CD Special: Pick Your Term - Choose from 5, 10, or 15 Months Term. Penalty for early withdrawal on Certificates.
4.94% interest rate · Effective Oct 15, 2026
Rate checked
More details - 5.00%APY$331 over 8 months on $10,000intro rate
Requirements
Product: $500 minimum deposit to open (unless specified in another term or special). Additional deposits of at least $100 can be made on certificates with a term of 1 year or less and on our 13-month Flex Special. Dividends are earned and posted monthly. All certificates will automatically renew at maturity. Early withdrawal penalty: 90 days of dividends for terms 1 year or less; 180 days of dividends for terms over 1 year (no penalty for 13-month Flex Special). Dividends are available for withdrawal at any time. Specials are offered for a limited time only and may end at any time without prior notice.
Offer: Special certificate rate offered for a limited time only and may end at any time without prior notice. Early withdrawal penalty: 90 days of dividends. Additional deposits of at least $100 can be made.
Promotional rate · 4.89% interest rate · Effective Sep 28, 2026
Rate checked
More details - 5.00%APY$373 over 9 months on $10,000intro rate
Requirements
Product: Federally insured by NCUA. Membership required. Dividends compound and credit monthly. Early withdrawal penalties apply and will reduce earnings on account.
Offer: Limited-time special. Must be funded with new money not on deposit with Kohler Credit Union. Minimum $1,000 and maximum $500,000 required to receive rate. Financial institutions and public funds are ineligible. Automatically renews to 12-month certificate at rate effective at time of renewal.
Promotional rate · 4.89% interest rate · Balance cap $500,000 · Effective Oct 9, 2026
Rate checked
More details - 5.00%APY$415 over 10 months on $10,000intro rate
Requirements
Product: Member eligibility required. Minimum balance required. Penalty may be imposed for early withdrawal.
Offer: $5,000 minimum and $100,000 maximum deposit. Limited time offer.
Promotional rate · 5.00% interest rate · Balance cap $100,000 · Effective Oct 1, 2026
Rate checked
More details - 5.00%APY$415 over 10 months on $10,000intro rate
Requirements
Product: Automatically renews at maturity: 10-month certificate will renew into an 6-month term. Early withdrawal penalty may apply. Institutional and government deposits excluded.
Offer: Compounds quarterly. Automatically renews into a 6-month term.
Promotional rate · 4.91% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.75%APY$930 over 23 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees and/or penalties could reduce earnings.
Offer: 23 Month term. Minimum deposit/balance of $2000 to open/earn APY. Penalty for early withdrawal.
4.67% interest rate
Rate checked
More details - Altra Federal Credit UnionAltra Thrive CertificatesCD · 30 months · $1,000 min
Credit union · 5 branches
4.75%APY$1,230 over 30 months on $10,000intro rateRequirements
Product: Dividends paid quarterly. 10-month certificate renews to 12-month at maturity; 30-month certificate renews to 24-month at maturity. Early withdrawal penalty applies.
Offer: 30-month certificate special automatically renews to a 24-month certificate upon maturity. Early withdrawal penalty is 180 days of dividends.
Promotional rate · 4.67% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.75%APY$2,612 over 60 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
4.67% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.70%APY$713 over 18 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Dividends calculated and paid quarterly. Minimum opening deposit $100.
4.62% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.65%APY$910 over 23 months on $10,000intro rate
Requirements
Product: Consumer accounts only. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates effective as of September 18, 2026.
Offer: 23 Month Special CD Special Relationship pricing. Requires an active Bank Five Nine consumer checking account (activity consisting of either a recurring monthly direct deposit ACH credit of not less than $250 or 5 signature-based debit card transactions within any 45-day period). Must be opened with new money not currently on deposit (max $250,000). At maturity, renews into standard 24-month term. Applicable to Wisconsin residents only.
Promotional rate · 4.57% interest rate · Balance cap $250,000 · Effective Sep 18, 2026
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More details - 4.65%APY$2,552 over 60 months on $10,000
Requirements
Product: Rates and terms apply to regular and jumbo CDs up to $1 million. Advance approval required over $1 million. Penalty for early withdrawal may apply. Fees could reduce earnings.
Offer: APY compounded monthly.
4.55% interest rate · Compounded monthly · Balance cap $1,000,000
Rate checked
More details - 4.61%APY$422 over 11 months on $10,000with conditions
Requirements
Product: Dividends compounded and paid monthly. Early withdrawal penalties may apply. Requires membership in Advia Credit Union.
Offer: 11-Month Promo CD with Advantage Plus Rewards qualifications met at opening. Reverts to non-promotional 12-month term upon maturity.
Qualified rate · Effective Aug 1, 2026
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More details - Madison Fire Department Credit UnionShare CertificateCD · 16 months · $5,000 min
Credit union · 1 branch
4.55%APY$611 over 16 months on $10,000Requirements
Offer: 16 Month Special. Requires $5,000 minimum balance.
4.46% interest rate · Effective Sep 14, 2026
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More details - Fox Communities Credit UnionCertificate SpecialCD · 22 months · $5,000 min
Credit union · 23 branches
4.55%APY$850 over 22 months on $10,000with conditionsRequirements
Product: For individual depositors. Specials may end at any time, without prior notice. Must meet membership eligibility requirements and open Membership Share Savings account with a $5 balance. Early withdrawal penalties apply.
Offer: With active checking account (a Fox Communities Credit Union checking account with a monthly direct deposit or two or more other deposits per month into the same Fox checking). Early withdrawal penalty: 365 Days.
Qualified rate · 4.47% interest rate · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wisconsin
1,997 CDs at 210 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.15%
- Banks, typical
- 2.77%
- Credit unions, typical
- 3.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 29 branches
- Oakdale CUCredit union · 3 branches