Best CD rates in Vermont

Requirements

Product: To be a member of the credit union, a minimum balance of $5.00 must be maintained in a share (savings) account. Penalty incurred by early withdrawal of funds may affect actual APY.

Offer: Seedling Certificate. Limit of one per member.

Requirements

Product: Available to consumers only. Requires a Ledyard Bank consumer checking account to open and earn stated APYs. Penalty may apply for early withdrawal. Fees could reduce earnings.

Offer: Requires a $1,000 minimum deposit and a Ledyard Bank consumer checking account to open and earn stated APY.

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Penalty imposed for early withdrawal prior to maturity date.

Offer: Penalty imposed for early withdrawal prior to maturity date.

Requirements

Product: Quarterly statements. Automatically renewable at maturity. May be pledged as collateral for a loan. Early withdrawal penalty may apply.

Requirements

Product: Early withdrawal penalties may apply to certificates. Fees may reduce earnings. Minimum to open is $500. Add-on deposit option is not available.

Requirements

Product: Must be a member of Vermont Federal Credit Union ($5 share deposit in Primary Share account required for membership). Early withdrawal penalty applies. Dividends compounded monthly using the daily balance method.

Requirements

Product: CDs are term deposits providing FDIC insurance up to applicable limits. Early withdrawal penalty may apply. Interest can be automatically deposited into another account or CD used as loan collateral. Preferred rate may be available for Advantage Checking accountholders.

Requirements

Product: All Certificates of Deposit are subject to penalty for early withdrawal. No minimum balance required to earn the posted Annual Percentage Yields (APY).

Requirements

Product: Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties and restrictions may apply. Additional funds cannot be added to an existing Certificate.

Offer: Early withdrawal penalties may apply. Interest compounded and paid monthly.

Requirements

Product: Offered as Single Maturity Certificates (interest ceases at maturity) or Automatic Renewal Certificates (automatically re-activated at prevailing rate). Early withdrawal penalty of up to 90 days interest on the principal withdrawn (or all accrued and posted interest if held less than 90 days).

Requirements

Product: Membership required ($25 minimum share). Starting minimum deposit is $1,000. Early withdrawal penalties apply. Cash withdrawals may be limited to $2,000.00 per day.

Requirements

Product: Offered as Single Maturity Certificates (interest ceases at maturity) or Automatic Renewal Certificates (automatically re-activated at prevailing rate). Early withdrawal penalty of up to 90 days interest on the principal withdrawn (or all accrued and posted interest if held less than 90 days).

Requirements

Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.