Compare Bank & Credit Union Rates
Best CD rates in Springfield, VT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Windsor County, VT · Showing Windsor County, VT: too few institutions in Springfield, VT
- 8.02%APY$327 over 5 months on $10,000with conditions
Requirements
Product: A Base Shares, Youth Savings, or Business account is required to open a CD. Formerly known as Share Certificates. Dividends paid monthly. Early withdrawal penalties may apply.
Offer: 5 month special. Dividends paid monthly. Auto-renews at maturity into a standard 6 month CD.
Qualified rate · 7.72% interest rate · Effective Apr 1, 2025
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More details - 4.07%APY$442 over 13 months on $10,000intro rate
Requirements
Product: Federally insured by NCUA. Penalties may apply for early withdrawal. Fees could reduce earnings. Limited time offers may be discontinued at any point.
Offer: CD Special / Fall CD Special. Limited time offer. There is no maximum limit.
Promotional rate · 4.00% interest rate · Effective Oct 8, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
3.92% interest rate · Effective Sep 18, 2026
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More details - 4.00%APY$606 over 18 months on $10,000with conditions
Requirements
Product: Available to consumers only. Requires a Ledyard Bank consumer checking account to open and earn stated APYs. Penalty may apply for early withdrawal. Fees could reduce earnings.
Offer: Requires a $1,000 minimum deposit and a Ledyard Bank consumer checking account to open and earn stated APY.
Qualified rate · Effective Jul 24, 2026
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More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
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More details - 3.75%APY$343 over 11 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.68% interest rate · Effective Oct 2, 2026
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More details - 3.75%APY$764 over 24 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.68% interest rate · Effective Oct 2, 2026
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More details - 3.30%APY$164 over 6 months on $10,000with conditions
Requirements
Product: Rates current as of 9/18/2026. Must be OWNER on a Beacon Bank checking account. Balance cannot exceed $1,000,000. APY is variable and subject to change. Early withdrawal penalty may apply.
Offer: Promotional rate valid for 6-month term. Must be an OWNER on a Beacon Bank checking account. Cannot make additional deposits before maturity.
Qualified rate · Balance cap $1,000,000 · Effective Sep 18, 2026
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More details - Heritage Family Credit UnionTerm Share CertificateCD · 12 months · $1,000 min
Credit union · 1 branch
3.25%APY$325 over 1 year on $10,000Requirements
Product: Membership required ($25 minimum share). Starting minimum deposit is $1,000. Early withdrawal penalties apply. Cash withdrawals may be limited to $2,000.00 per day.
3.20% interest rate · Effective Oct 22, 2026
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More details - 3.05%APY$1,621 over 60 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Oct 2, 2026
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More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.96% interest rate · Effective Oct 2, 2026
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More details - 2.95%APY$1,233 over 48 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.91% interest rate · Effective Oct 2, 2026
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More details - 2.85%APY$880 over 36 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.81% interest rate · Effective Oct 2, 2026
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More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.71% interest rate · Effective Oct 2, 2026
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More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.71% interest rate · Effective Oct 2, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Windsor County, VT
55 CDs at 8 banks and credit unions · checked Oct 15–22
- Typical
- 2.75%
- Top 10% from
- 3.85%
- Banks, typical
- 3.05%
- Credit unions, typical
- 2.10%
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Lebanon, NH-VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Service Credit UnionCredit union · 3 branches
- Lighthouse Credit UnionCredit union · 2 branches