Credit union · NCUA insured
Green Mountain Credit Union CD Rates
Green Mountain Credit Union’s best CD rate is 4.25% APY on a 7-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Green Mountain Credit Union’s CD rates compare
Compared with banks and credit unions near Burlington, VT, where Green Mountain Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Green Mountain Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $246
Share Certificates
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
The Business Bank
4.25%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $175
Green Mountain Credit Union CD score
85
CD score
Higher than 68% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.20%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Green Mountain Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.25%APY · 9 terms
Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties and restrictions may apply. Additional funds cannot be added to an existing Certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties may apply. Interest compounded and paid monthly | 3.60% | $178 |
| 7 months7 Months Special certificate. Early withdrawal penalties may apply. Interest compounded and paid monthly | 4.25% | $246 |
| 11 months11 Months Special certificate. Early withdrawal penalties may apply. Interest compounded and paid monthly | 3.80% | $348 |
| 12 monthsEarly withdrawal penalties may apply. Interest compounded and paid monthly | 3.40% | $340 |
| 18 monthsEarly withdrawal penalties may apply. Interest compounded and paid monthly. Stated as 3.15% interest rate on p4 and 3.14% interest rate on homepage | 3.20% | $484 |
| 24 monthsEarly withdrawal penalties may apply. Interest compounded and paid monthly | 3.00% | $609 |
| 36 monthsEarly withdrawal penalties may apply. Interest compounded and paid monthly | 3.00% | $927 |
| 48 monthsEarly withdrawal penalties may apply. Interest compounded and paid monthly | 3.00% | $1,255 |
| 60 monthsEarly withdrawal penalties may apply. Interest compounded and paid monthly | 3.00% | $1,593 |
Social Share Certificates
Up to 0.60%APY · 6 terms
Open to anyone who lives, works, or worships in Grand Isle, Franklin, Chittenden, Addison, Rutland, and Washington counties. Minimum investment of $500 required for share certificates. Interest is compounded and paid monthly based on an average daily balance. Early withdrawal penalties may apply. Additional funds cannot be added to an existing Certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawal penalties may apply | 0.00% | $0 |
| 18 monthsEarly withdrawal penalties may apply | 0.20% | $30 |
| 24 monthsEarly withdrawal penalties may apply | 0.30% | $60 |
| 36 monthsEarly withdrawal penalties may apply | 0.40% | $120 |
| 48 monthsEarly withdrawal penalties may apply | 0.50% | $202 |
| 60 monthsEarly withdrawal penalties may apply | 0.60% | $304 |
Special-purpose accounts
Individual Retirement Account Certificate
Up to 3.65%APY · 5 terms
Available as Traditional IRA, Roth IRA, and Coverdell Education Savings Account (ESA) Certificates of Deposit. No annual fee. Dividends compounded and paid quarterly using an average daily balance method (page notes both quarterly and monthly dividend payments for IRAs). $500 minimum to open an IRA certificate. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsNo annual fee. $500 minimum to open. Early withdrawal penalties may apply | 3.65% | $365 |
| 24 monthsNo annual fee. $500 minimum to open. Early withdrawal penalties may apply | 3.25% | $661 |
| 36 monthsNo annual fee. $500 minimum to open. Early withdrawal penalties may apply | 3.25% | $1,007 |
| 48 monthsNo annual fee. $500 minimum to open. Early withdrawal penalties may apply | 3.25% | $1,365 |
| 60 monthsNo annual fee. $500 minimum to open. Early withdrawal penalties may apply | 3.25% | $1,734 |
Who can join Green Mountain Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, or worships in Chittenden, Addison, Franklin, Rutland, Washington, Orange, Grand Isle, Lamoille, and Windsor Counties.
Employers and groups
- Eligible if you are an active or retired employee of one of the participating companies in VT served by the credit union.
Family and household
- Eligible if related to any member by birth, marriage, civil union, adoption, or if you are a household member.
Cost to join
- Membership is established with a minimum deposit of $5.00 for an individual account or $10.00 for a joint account to open a Share Savings Account.
Membership information collected October 4, 2026.