Bank · FDIC insured
Passumpsic Bank CD Rates
Passumpsic Bank’s best CD rate is 4.15% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Passumpsic Bank’s CD rates compare
Compared with banks and credit unions near Lebanon, NH-VT, where Passumpsic Bank has the most branches. $10,000, best rate first.
This bank’s best
Passumpsic Bank
4.15%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $240
Fixed-Rate CD
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
3rd-highest rate
Meredith Village Savings Bank
4.15%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $629
Passumpsic Bank CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.10%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Passumpsic Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fixed-Rate CD
Up to 4.15%APY · 10 terms
Quarterly statements. Automatically renewable at maturity. May be pledged as collateral for a loan. Early withdrawal penalty may apply.
| Term | APY · $500 and up | APY · $2,500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 0.15% | — | — | 0.15% | $4 |
| 6 months | 3.70% | — | — | 3.70% | $183 |
| 7 monthseStatements only. Business and personal accounts qualify. Early withdrawal penalty may apply | 4.05% | — | — | 4.05% | $234 |
| 7 monthsNew money $10,000 or more. eStatements only. Business and personal accounts qualify. Early withdrawal penalty may apply | — | — | 4.15% | 4.15% | $240 |
| 11 monthsAccount will not earn interest below minimum qualifying balance of $2,500. Business and personal accounts qualify. Early withdrawal penalty may apply | — | 3.80% | — | 3.80% | $348 |
| 12 months | 3.55% | — | — | 3.55% | $355 |
| 18 months | 3.60% | — | — | 3.60% | $545 |
| 24 months | 3.00% | — | — | 3.00% | $609 |
| 36 months | 3.10% | — | — | 3.10% | $959 |
| 48 months | 3.10% | — | — | 3.10% | $1,299 |
| 60 months | 3.10% | — | — | 3.10% | $1,649 |
Special-purpose accounts
IRA CD
Up to 4.15%APY · 10 terms
Available as Traditional IRA, Roth IRA, and SEP CD. Deposits of $250 or more may be added during the term to all new and renewed IRA/SEP CDs. Minimum deposit amount for IRAs is designated in IRA disclosure. Early withdrawal penalty may apply.
| Term | APY · $500 and up | APY · $2,500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsAdditional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 0.15% | — | — | 0.15% | $4 |
| 6 monthsAdditional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 3.70% | — | — | 3.70% | $183 |
| 7 monthsIndividual Retirement Accounts and SEP CDs included. eStatements only. Business and personal accounts qualify. Additional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 4.05% | — | — | 4.05% | $234 |
| 7 monthsNew money $10,000 or more. Individual Retirement Accounts and SEP CDs included. eStatements only. Business and personal accounts qualify. Additional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | — | — | 4.15% | 4.15% | $240 |
| 11 monthsIndividual Retirement Accounts included. Account will not earn interest below minimum qualifying balance of $2,500. Additional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | — | 3.80% | — | 3.80% | $348 |
| 12 monthsAdditional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 3.55% | — | — | 3.55% | $355 |
| 18 monthsAdditional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 3.60% | — | — | 3.60% | $545 |
| 24 monthsAdditional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 3.00% | — | — | 3.00% | $609 |
| 36 monthsAdditional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 3.10% | — | — | 3.10% | $959 |
| 48 monthsAdditional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 3.10% | — | — | 3.10% | $1,299 |
| 60 monthsAdditional deposits of $250 or more may be added during term. Early withdrawal penalty may apply | 3.10% | — | — | 3.10% | $1,649 |
Youth CD
2.00%APY · 1 term
Primary owner must be under age 18. Additional deposits can be made in amounts of $25 or more. Interest is earned when entire balance of $75 is maintained. Quarterly statements. May be subject to early withdrawal penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest is earned when entire balance of $75 is maintained. Additional deposits of $25 or more allowed. Primary owner under age 18 | 2.00% | $100 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.