Bank · FDIC insured
Northfield Savings Bank CD Rates
Northfield Savings Bank’s best CD rate is 3.75% APY on an 11-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Northfield Savings Bank’s CD rates compare
Compared with banks and credit unions near Burlington, VT, where Northfield Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Northfield Savings Bank
3.75%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $343
11 Month CD Special
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
The Business Bank
4.25%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $175
Northfield Savings Bank CD score
78
CD score
Higher than 46% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northfield Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
11 Month CD Special
3.75%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 months | 3.75% | $343 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
24 Month CD
3.75%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.75% | $764 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
60 Month CD
3.05%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 months | 3.05% | $1,621 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
12 Month Flex CD
3.00%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
48 Month CD
2.95%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 months | 2.95% | $1,233 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
36 Month CD
2.85%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 2.85% | $880 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
12 Month CD
2.75%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.75% | $275 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
12 Month Rollover CD
2.75%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.75% | $275 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
6 Month CD
2.50%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.50% | $124 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
Special-purpose accounts
11 Month IRA CD Special
3.75%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. Northfield Savings Bank may impose a penalty for early withdrawal from CDs held in an IRA, in addition to any penalties that may be imposed by the Internal Revenue Service.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 months | 3.75% | $343 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
24 Month IRA CD
3.75%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. Northfield Savings Bank may impose a penalty for early withdrawal from CDs held in an IRA, in addition to any penalties that may be imposed by the Internal Revenue Service.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.75% | $764 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
60 Month IRA CD
3.05%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. Northfield Savings Bank may impose a penalty for early withdrawal from CDs held in an IRA. In addition to any penalties that may be imposed by the Internal Revenue Service.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 months | 3.05% | $1,621 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
48 Month IRA CD
2.95%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. Northfield Savings Bank may impose a penalty for early withdrawal from CDs held in an IRA, in addition to any penalties that may be imposed by the Internal Revenue Service.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 months | 2.95% | $1,233 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
36 Month IRA CD
2.85%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. Northfield Savings Bank may impose a penalty for early withdrawal from CDs held in an IRA, in addition to any penalties that may be imposed by the Internal Revenue Service.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months | 2.85% | $880 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
12 Month IRA CD
2.75%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. Northfield Savings Bank may impose a penalty for early withdrawal from CDs held in an IRA, in addition to any penalties that may be imposed by the Internal Revenue Service.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.75% | $275 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
12 Month Rollover IRA CD
2.75%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. Northfield Savings Bank may impose a penalty for early withdrawal from CDs held in an IRA, in addition to any penalties that may be imposed by the Internal Revenue Service.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.75% | $275 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
6 Month IRA CD
2.50%APY · 1 term
Must live, work or own a second home in Vermont to qualify for an account. Northfield Savings Bank may impose a penalty for early withdrawal from CDs held in an IRA, in addition to any penalties that may be imposed by the Internal Revenue Service.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.50% | $124 |
Sources (1)
- nsbvt.com/personal-banking/rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.