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Best CD rates in Vergennes, VT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–6 results in Addison County, VT · Showing Addison County, VT: too few institutions in Vergennes, VT
- 4.07%APY$442 over 13 months on $10,000intro rate
Requirements
Product: Federally insured by NCUA. Penalties may apply for early withdrawal. Fees could reduce earnings. Limited time offers may be discontinued at any point.
Offer: CD Special / Fall CD Special. Limited time offer. There is no maximum limit.
Promotional rate · 4.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - 4.05%APY$439 over 13 months on $10,000intro rate
Requirements
Product: Must be a member of Vermont Federal Credit Union ($5 share deposit in Primary Share account required for membership). Early withdrawal penalty applies. Dividends compounded monthly using the daily balance method.
Offer: Limited time offer. At the end of the 13 month term, if no action is taken, the account will automatically renew to a 18 month term.
Promotional rate · 3.98% interest rate · Compounded monthly · Effective Sep 17, 2026
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More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
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More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
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More details - 3.41%APY$198 over 7 months on $10,000
Requirements
Product: Fixed or variable interest rate options. Interest credited monthly. Penalties assessed for early withdrawal. 7 to 89 day term \u2013 $10,000 minimum deposit; 90 day or longer term \u2013 $2,500 minimum deposit.
Offer: 7-Month Certificate.
3.35% interest rate · Effective Oct 1, 2026
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More details - The First National Bank of OrwellCertificates of DepositCD · 12–17 months · $500 min
Bank · 2 branches
3.29%APYRequirements
Product: Offered as Single Maturity Certificates (interest ceases at maturity) or Automatic Renewal Certificates (automatically re-activated at prevailing rate). Early withdrawal penalty of up to 90 days interest on the principal withdrawn (or all accrued and posted interest if held less than 90 days).
3.25% interest rate · Effective Sep 28, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Addison County, VT
26 CDs at 6 banks and credit unions · checked Oct 22
- Typical
- 3.20%
- Top 10% from
- 3.83%
- Banks, typical
- 3.29%
- Credit unions, typical
- 3.15%
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Vermont
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 12 branches
- EastRise Credit UnionCredit union · 16 branches
- Bank of BenningtonBank · 5 branches