Bank · FDIC insured
Wells River Savings Bank CD Rates
Wells River Savings Bank’s best CD rate is 3.82% APY on a 6-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Wells River Savings Bank’s CD rates compare
Compared with banks and credit unions near Lebanon, NH-VT, where Wells River Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Wells River Savings Bank
3.82%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $200
- Earns on $10,000
- $189
Certificates of Deposit (CD)
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
Passumpsic Bank
4.15%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $240
Wells River Savings Bank CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo2.78%
- 31–60 months31–60 mo0.60%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wells River Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDARS (Certificate of Deposit Account Registry Service) CDs
Up to 3.82%APY · 7 terms
CDARS CDs are subject to a $10,000 minimum opening deposit. Penalty imposed for early withdrawal prior to maturity date.
| Term | APY · $200 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1 month28 Day Certificate of Deposit (CD) CDARS only. Penalty imposed for early withdrawal prior to maturity date. CDARS CDs are subject to a $10,000 minimum opening deposit | — | 0.05% | 0.05% | $0 |
| 3 monthsPenalty imposed for early withdrawal prior to maturity date. Subject to a $10,000 minimum opening deposit | 0.15% | — | 0.15% | $4 |
| 6 monthsPenalty imposed for early withdrawal prior to maturity date. Subject to a $10,000 minimum opening deposit | 3.82% | — | 3.82% | $189 |
| 12 monthsPenalty imposed for early withdrawal prior to maturity date. Subject to a $10,000 minimum opening deposit | 3.56% | — | 3.56% | $356 |
| 24 monthsPenalty imposed for early withdrawal prior to maturity date. Subject to a $10,000 minimum opening deposit | 2.78% | — | 2.78% | $564 |
| 36 monthsPenalty imposed for early withdrawal prior to maturity date. Subject to a $10,000 minimum opening deposit | 0.60% | — | 0.60% | $181 |
| 60 monthsPenalty imposed for early withdrawal prior to maturity date. Subject to a $10,000 minimum opening deposit | 0.60% | — | 0.60% | $304 |
Sources (2)
All captured Oct 15, 2026
Certificates of Deposit (CD)
Up to 3.82%APY · 6 terms
Penalty imposed for early withdrawal prior to maturity date.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty imposed for early withdrawal prior to maturity date | 0.15% | $4 |
| 6 monthsPenalty imposed for early withdrawal prior to maturity date | 3.82% | $189 |
| 12 monthsPenalty imposed for early withdrawal prior to maturity date | 3.56% | $356 |
| 24 monthsPenalty imposed for early withdrawal prior to maturity date | 2.78% | $564 |
| 36 monthsPenalty imposed for early withdrawal prior to maturity date | 0.60% | $181 |
| 60 monthsPenalty imposed for early withdrawal prior to maturity date | 0.60% | $304 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA) Certificates of Deposit
Up to 3.82%APY · 6 terms
$50 minimum to open account; Minimum average daily balance of $50 to obtain the APY. Penalty imposed for early withdrawal prior to maturity date. Traditional, Roth, Coverdell, and Simplified Employer Pension (SEP) offered.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty imposed for early withdrawal prior to maturity date. $50 minimum to open account; Minimum average daily balance of $50 to obtain the APY | 0.15% | $4 |
| 6 monthsPenalty imposed for early withdrawal prior to maturity date. $50 minimum to open account; Minimum average daily balance of $50 to obtain the APY | 3.82% | $189 |
| 12 monthsPenalty imposed for early withdrawal prior to maturity date. $50 minimum to open account; Minimum average daily balance of $50 to obtain the APY | 3.56% | $356 |
| 24 monthsPenalty imposed for early withdrawal prior to maturity date. $50 minimum to open account; Minimum average daily balance of $50 to obtain the APY | 2.78% | $564 |
| 36 monthsPenalty imposed for early withdrawal prior to maturity date. $50 minimum to open account; Minimum average daily balance of $50 to obtain the APY | 0.60% | $181 |
| 60 monthsPenalty imposed for early withdrawal prior to maturity date. $50 minimum to open account; Minimum average daily balance of $50 to obtain the APY | 0.60% | $304 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.