Compare Bank & Credit Union Rates
Best CD rates in St. Johnsbury, VT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–6 results in St. Johnsbury, VT
- 4.20%APY$313 over 9 months on $10,000intro rate
Requirements
Product: Early withdrawal penalties may apply to certificates. Fees may reduce earnings. Minimum to open is $500. Add-on deposit option is not available.
Offer: The 9-month Certificate Special is available with new money only (funds not currently on deposit at EastRise). Offered for a limited time and will renew to the 1-year term at maturity.
Promotional rate · Effective Oct 14, 2026
Rate checked
More details - 4.15%APY$240 over 7 months on $10,000
Requirements
Product: Quarterly statements. Automatically renewable at maturity. May be pledged as collateral for a loan. Early withdrawal penalty may apply.
Offer: eStatements only. Business and personal accounts qualify. Early withdrawal penalty may apply.
3.97% interest rate · Effective Sep 8, 2026
Rate by balance
Rate by balance for Fixed-Rate CD Balance APY $500 and up 4.05% $10,000 and upYour amountNew money $10,000 or more. 4.15% Rate checked
More details - 3.89%APY$422 over 13 months on $10,000intro rate
Requirements
Product: CDs are term deposits providing FDIC insurance up to applicable limits. Early withdrawal penalty may apply. Interest can be automatically deposited into another account or CD used as loan collateral. Preferred rate may be available for Advantage Checking accountholders.
Offer: 13 Month CD Special
Promotional rate · 3.82% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.61%APY$1,123 over 36 months on $10,000
3.55% interest rate · Effective Oct 14, 2026
Rate checked
More details - EastRise Credit UnionFuture Saver Variable Rate CertificatesCD · 12 months · $25 min
Credit union · 1 branch
2.50%APY$250 over 1 year on $10,000Requirements
Product: Variable-rate certificate. Minimum to open is $25. Add-on deposit option is available. Early withdrawal penalties may apply. Fees may reduce earnings.
2.47% interest rate · Effective Oct 14, 2026
Rate checked
More details - Community National BankFixed Rate CDCD · 60 months · $2,500 min · 1.01%–1.23% by balance
Bank · 1 branch
1.01%APY$515 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal of funds. Fees may reduce earnings.
Offer: Term: 60 Months. Penalty may be imposed for early withdrawal.
1.00% interest rate · Effective Aug 16, 2024
Rate by balance
Rate by balance for Fixed Rate CD Balance APY $2,500 – $100,000Your amount 1.01% $100,000 and upJumbo CD. 1.23% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in St. Johnsbury, VT
32 CDs at 4 banks and credit unions · checked Oct 22
- Typical
- 3.55%
- Top 10% from
- 3.88%
- Banks, typical
- 3.51%
- Credit unions, typical
- 3.65%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Vermont
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 12 branches
- EastRise Credit UnionCredit union · 16 branches
- Bank of BenningtonBank · 5 branches