Compare Bank & Credit Union Rates
Best CD rates in Montpelier, VT
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–13 results in Montpelier, VT
- 4.20%APY$313 over 9 months on $10,000intro rate
Requirements
Product: Early withdrawal penalties may apply to certificates. Fees may reduce earnings. Minimum to open is $500. Add-on deposit option is not available.
Offer: The 9-month Certificate Special is available with new money only (funds not currently on deposit at EastRise). Offered for a limited time and will renew to the 1-year term at maturity.
Promotional rate · Effective Oct 14, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$343 over 11 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.68% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.75%APY$764 over 24 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.68% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.05%APY$1,621 over 60 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.96% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.95%APY$1,233 over 48 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.91% interest rate · Effective Oct 2, 2026
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More details - 2.85%APY$880 over 36 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.81% interest rate · Effective Oct 2, 2026
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More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.71% interest rate · Effective Oct 2, 2026
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More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.71% interest rate · Effective Oct 2, 2026
Rate checked
More details - 2.50%APY$124 over 6 months on $10,000
Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
2.47% interest rate · Effective Oct 2, 2026
Rate checked
More details - EastRise Credit UnionFuture Saver Variable Rate CertificatesCD · 12 months · $25 min
Credit union · 1 branch
2.50%APY$250 over 1 year on $10,000Requirements
Product: Variable-rate certificate. Minimum to open is $25. Add-on deposit option is available. Early withdrawal penalties may apply. Fees may reduce earnings.
2.47% interest rate · Effective Oct 14, 2026
Rate checked
More details - Community National BankFixed Rate CDCD · 60 months · $2,500 min · 1.01%–1.23% by balance
Bank · 1 branch
1.01%APY$515 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal of funds. Fees may reduce earnings.
Offer: Term: 60 Months. Penalty may be imposed for early withdrawal.
1.00% interest rate · Effective Aug 16, 2024
Rate by balance
Rate by balance for Fixed Rate CD Balance APY $2,500 – $100,000Your amount 1.01% $100,000 and upJumbo CD. 1.23% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Montpelier, VT
24 CDs at 4 banks and credit unions · checked Oct 22
- Typical
- 3.00%
- Top 10% from
- 3.82%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.65%
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Barre, VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 3 branches
- EastRise Credit UnionCredit union · 3 branches