Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 181–195 results in Pennsylvania
- 3.85%APY$191 over 6 months on $10,000with conditions
Requirements
Product: All CDs are auto-renewable; penalty may be imposed for early withdrawal. Rates apply for clients with Relationship Checking, Performance Checking, Reliance Checking, or Platinum & Performance Checking.
Offer: 6-Month CD Special. Requires $10,000 minimum opening balance in new money (funds not currently held on deposit with Fidelity Bank). Requires new or existing Fidelity Bank Relationship Checking, Performance Checking, or any Business Checking account. Promotional CDs can only be opened at a branch. Automatically renews into standard 6-month term.
Qualified rate · Effective Jul 27, 2026
Rate checked
More details - 3.85%APY$191 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Mar 27, 2025
Rate checked
More details - 3.85%APY$352 over 11 months on $10,000intro rate
Requirements
Product: Limited time promotions. Membership and eligibility required (live, learn, work, attend school or worship in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland county). No minimum balance, no minimum opening deposit. Early withdrawal penalties may apply and may reduce earnings. Dividends compounded and credited monthly.
Offer: Auto-renews to the 12-month traditional certificate at established rate at the end of term. No minimum balance, no minimum opening deposit. $5,000 new money requirement.
Promotional rate · 3.78% interest rate · Effective Sep 25, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000
Requirements
Product: Annual Percentage Yield assumes interest remains on deposit. A substantial penalty will be assessed for early withdrawal. Rates subject to change without notice. $2,500.00 deposit required for monthly or quarterly checks.
Offer: Annual Percentage Yield assumes interest remains on deposit. Penalty for early withdrawal.
3.81% interest rate · Effective Jun 8, 2026
Rate checked
More details - Affiliated Trades CU36 Month Share CertificateCD · 36 months · $1,000 min · 3.85%–4.06% by balance
Credit union · 1 branch
3.85%APY$1,200 over 36 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.78% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 36 Month Share Certificate Balance APY $1,000 and upYour amount 3.85% $25,000 and up 3.95% $50,000 and up 4.06% Rate checked
More details - 3.85%APY$2,041 over 59 months on $10,000
Requirements
Product: Dividends compounded monthly. Penalty may be imposed for early withdrawal. Rates subject to change.
Offer: Step-up to a higher interest rate once during the term of the certificate.
3.78% interest rate · Compounded monthly · Effective Sep 21, 2026
Rate checked
More details - United Community Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · 3 branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Substantial penalty for early withdrawal.
3.75% interest rate
Rate checked
More details - 3.82%APY$382 over 1 year on $10,000
Requirements
Product: Minimum opening deposit is $1,000 for adults/consumer certificates and $250 for youth under 18. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity to redeem without penalty.
Offer: Growth certificate. Compounded dividends monthly. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period.
3.75% interest rate
Rate checked
More details - 3.81%APY$189 over 6 months on $10,000
Requirements
Product: Minimum of $500.00 to open. Dividends/interest paid semi-annually (every six months) and directly deposited into regular shares unless otherwise requested. Penalty applies for early withdrawal (30 days interest). Automatically renewed for original term at the most current rate unless member notifies Credit Union of a term change.
Offer: Dividends paid semi-annually to regular shares; early withdrawal penalty applies.
3.75% interest rate · Effective May 4, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Penalties apply for early withdrawal. Dividends are compounded and paid quarterly on the average daily balance.
Offer: Requires minimum balance of $1,000.00. Early withdrawal penalty applies.
3.75% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.80%APY$157 over 5 months on $10,000intro rate
Requirements
Product: Limited time offer. Penalty for early withdrawal.
Offer: Limited time offer. Penalty for early withdrawal.
Promotional rate · Effective Aug 6, 2026
Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Account fees may reduce earnings on certificates. Traditional CD may be opened for as little as $500 with 6 to 24 month options.
Effective Oct 15, 2026
Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 6 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.74% interest rate · Effective Sep 25, 2026
Rate checked
More details - Mon Valley Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
3.80%APY$188 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
3.75% interest rate · Effective Sep 25, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch