Credit union · NCUA insured
CHROME Federal Credit Union
A $224.1M credit union headquartered in Canonsburg, PA, with 15,454 members and 3 branches in Pennsylvania. Best rates: CDs 3.85% and savings 0.25% APY.
CHROME Federal Credit Union Carrot Score
72
Carrot Score
Higher than 30% of U.S. banks and credit unions
#63 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CHROME Federal Credit Union
CHROME Federal Credit Union started in 1971 as Washington Steel Federal Credit Union and later became Washington Community Federal Credit Union before rebranding as CHROME Federal Credit Union.
The member-owned cooperative serves Southwestern Pennsylvania, including Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, and Westmoreland counties.
- Headquarters
- 1001 Horizon Vue Dr, Suite 210, Canonsburg, PA 15317
- NCUA charter
- 20558
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland County.
Cost to join
- Opening membership requires opening a new Primary Savings account and depositing $5.
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- Wexford Branch2601 Wexford Bayne Rd, Sewickley, PA 15143Directions
- Racetrack Branch440 Racetrack Rd, Washington, PA 15301Directions
- Washington Branch45 Griffith Ave, Washington, PA 15301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.31% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.89% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.59% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $82 | $76 | — |
- CapitalNet worth ratio15.31%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.89%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$82Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CHROME Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.