Credit union · NCUA insured
North Penn FCU CD Rates
North Penn FCU’s best CD rate is 3.80% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How North Penn FCU’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where North Penn FCU has the most branches. $10,000, best rate first.
This credit union’s best
North Penn FCU
3.80%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $380
Share Certificates
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
North Penn FCU CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.55%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Penn FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.80%APY · 4 terms
Penalties apply for early withdrawal. Dividends are compounded and paid quarterly on the average daily balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRequires minimum balance of $1,000.00. Early withdrawal penalty applies | 3.70% | $183 |
| 12 monthsRequires minimum balance of $1,000.00. Early withdrawal penalty applies | 3.80% | $380 |
| 18 monthsRequires minimum balance of $1,000.00. Early withdrawal penalty applies | 3.55% | $537 |
| 24 monthsRequires minimum balance of $1,000.00. Early withdrawal penalty applies | 3.03% | $616 |
Sources (2)
All captured Sep 17, 2026
Who can join North Penn FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of a group of member companies.
Family and household
- Family members related to a credit union member by blood or marriage.
Cost to join
- Initial deposit of $5.00 or more into a base share account, with a required minimum active balance of $100.00.
Membership information collected October 5, 2026.