Credit union · NCUA insured
Affiliated Trades CU CD Rates
Affiliated Trades CU’s best CD rate is 4.06% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Affiliated Trades CU’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Affiliated Trades CU has the most branches. $10,000, best rate first.
This credit union’s best
Affiliated Trades CU
3.85%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,200
36 Month Share Certificate
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Affiliated Trades CU CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Affiliated Trades CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
36 Month Share Certificate
3.85%APY · 1 term
Early withdrawal from certificates will be subject to a 90 day dividend penalty.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 36 monthsEarly withdrawal from certificates will be subject to a 90 day dividend penalty | 3.85% | 3.95% | 4.06% | 3.85%3.95% from $25k4.06% from $50k | $1,200 |
Sources (1)
- affiliatedtradescu.org/saving-rates · captured Sep 17, 2026
18 Month Share Certificate
3.80%APY · 1 term
Early withdrawal from certificates will be subject to a 90 day dividend penalty.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 18 monthsEarly withdrawal from certificates will be subject to a 90 day dividend penalty | 3.80% | 3.90% | 4.01% | 3.80%3.90% from $25k4.01% from $50k | $575 |
Sources (1)
- affiliatedtradescu.org/saving-rates · captured Sep 17, 2026
24 Month Share Certificate
3.80%APY · 1 term
Early withdrawal from certificates will be subject to a 90 day dividend penalty.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 24 monthsEarly withdrawal from certificates will be subject to a 90 day dividend penalty | 3.80% | 3.90% | 4.01% | 3.80%3.90% from $25k4.01% from $50k | $774 |
Sources (1)
- affiliatedtradescu.org/saving-rates · captured Sep 17, 2026
12 Month Share Certificate
3.75%APY · 1 term
Early withdrawal from certificates will be subject to a 90 day dividend penalty.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 monthsEarly withdrawal from certificates will be subject to a 90 day dividend penalty | 3.75% | 3.85% | 3.96% | 3.75%3.85% from $25k3.96% from $50k | $375 |
Sources (1)
- affiliatedtradescu.org/saving-rates · captured Sep 17, 2026
6 Month Share Certificate
3.65%APY · 1 term
Early withdrawal from certificates will be subject to a 90 day dividend penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal from certificates will be subject to a 90 day dividend penalty | 3.65% | $181 |
Sources (1)
- affiliatedtradescu.org/saving-rates · captured Sep 17, 2026
Who can join Affiliated Trades CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.