Credit union · NCUA insured
CHROME Federal Credit Union CD Rates
CHROME Federal Credit Union’s best CD rate is 3.85% APY on an 11-month share certificate (CD). Terms run from 5 months to 5 years. Rates checked October 16, 2026.
How CHROME Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where CHROME Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CHROME Federal Credit Union
3.85%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $352
Promotional Certificate
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
CHROME Federal Credit Union CD score
76
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CHROME Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Promotional Certificate
Up to 3.85%APY · 2 terms
Limited time promotions. Membership and eligibility required (live, learn, work, attend school or worship in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland county). No minimum balance, no minimum opening deposit. Early withdrawal penalties may apply and may reduce earnings. Dividends compounded and credited monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsAuto-renews to the 6-month traditional certificate at established rate at the end of term. No minimum balance, no minimum opening deposit, no 'new money' requirement | 3.55% | $146 |
| 11 monthsAuto-renews to the 12-month traditional certificate at established rate at the end of term. No minimum balance, no minimum opening deposit. $5,000 new money requirement | 3.85% | $352 |
Sources (2)
All captured Sep 26, 2026
Traditional Certificate
Up to 2.50%APY · 7 terms
Membership eligibility required (live, learn, work, attend school or worship in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland county). Dividends compounded and credited monthly. Traditional certificates auto-renew at established rate at end of term. Early withdrawal penalties may apply (except for 6-month zero-penalty certificate).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsZero-penalty starter option: withdraw money with no early withdrawal penalty. Zero minimum balance, zero minimum opening deposit, zero 'new money' requirements | 1.00% | $50 |
| 12 monthsZero minimum balance, zero minimum opening deposit, zero 'new money' requirements. Auto-renews at established rate at end of term. Early withdrawal penalties may apply | 2.25% | $225 |
| 18 monthsZero minimum balance, zero minimum opening deposit, zero 'new money' requirements. Auto-renews at established rate at end of term. Early withdrawal penalties may apply | 2.50% | $377 |
| 24 monthsZero minimum balance, zero minimum opening deposit, zero 'new money' requirements. Auto-renews at established rate at end of term. Early withdrawal penalties may apply | 2.50% | $506 |
| 36 monthsZero minimum balance, zero minimum opening deposit, zero 'new money' requirements. Auto-renews at established rate at end of term. Early withdrawal penalties may apply | 2.50% | $769 |
| 48 monthsZero minimum balance, zero minimum opening deposit, zero 'new money' requirements. Auto-renews at established rate at end of term. Early withdrawal penalties may apply | 2.50% | $1,038 |
| 60 monthsZero minimum balance, zero minimum opening deposit, zero 'new money' requirements. Auto-renews at established rate at end of term. Early withdrawal penalties may apply | 2.50% | $1,314 |
Sources (2)
All captured Sep 26, 2026
Special-purpose accounts
IRA Certificates
Up to 2.50%APY · 6 terms
Available for Roth IRA and Traditional IRA plans. No minimum deposit to open, no monthly maintenance fee. Monthly compounded dividends. Early withdrawal penalty may apply and may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo minimum deposit to open, no monthly maintenance fee. Monthly compounded dividends. Early withdrawal penalty may apply | 1.00% | $50 |
| 12 monthsNo minimum deposit to open, no monthly maintenance fee. Monthly compounded dividends. Early withdrawal penalty may apply | 2.25% | $225 |
| 24 monthsNo minimum deposit to open, no monthly maintenance fee. Monthly compounded dividends. Early withdrawal penalty may apply | 2.50% | $506 |
| 36 monthsNo minimum deposit to open, no monthly maintenance fee. Monthly compounded dividends. Early withdrawal penalty may apply | 2.50% | $769 |
| 48 monthsNo minimum deposit to open, no monthly maintenance fee. Monthly compounded dividends. Early withdrawal penalty may apply | 2.50% | $1,038 |
| 60 monthsNo minimum deposit to open, no monthly maintenance fee. Monthly compounded dividends. Early withdrawal penalty may apply | 2.50% | $1,314 |
Sources (1)
- chromefcu.org/compare-ira-products · captured Sep 26, 2026
Who can join CHROME Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Allegheny, Armstrong, Beaver, Butler, Greene, Fayette, Washington, or Westmoreland County.
Cost to join
- Opening membership requires opening a new Primary Savings account and depositing $5.
Membership information collected October 5, 2026.