Bank · FDIC insured
Fidelity Bank CD Rates
Fidelity Bank’s best CD rate is 3.85% APY on a 6-month CD, with extra requirements. Terms run from 3 months to 10 years. Rates checked October 16, 2026.
How Fidelity Bank’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where Fidelity Bank has the most branches. $10,000, best rate first.
This bank’s best
Fidelity Bank
3.85%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $191
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.85%APY · 12 terms
All CDs are auto-renewable; penalty may be imposed for early withdrawal. Rates apply for clients with Relationship Checking, Performance Checking, Reliance Checking, or Platinum & Performance Checking.
| Term | APY · $1,000 – $24,999 | APY · $10,000 and up | APY · $25,000 – $99,999 | APY · $100,000 – $499,999 | APY · $500,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 3 monthsWith Platinum & Performance Checking | 0.75% | — | 1.05% | 1.15% | 1.25% | 0.75%1.05% $25k–$100k1.15% $100k–$500k1.25% from $500k | $19 |
| 3 monthsWith Relationship Checking | 0.70% | — | 1.00% | 1.10% | 1.20% | 0.70%1.00% $25k–$100k1.10% $100k–$500k1.20% from $500k | $17 |
| 3 monthsWith Reliance Checking | 0.65% | — | 0.95% | 1.05% | 1.15% | 0.65%0.95% $25k–$100k1.05% $100k–$500k1.15% from $500k | $16 |
| 6 months6-Month CD Special. Requires $10,000 minimum opening balance in new money (funds not currently held on deposit with Fidelity Bank). Requires new or existing Fidelity Bank Relationship Checking, Performance Checking, or any Business Checking account. Promotional CDs can only be opened at a branch. Automatically renews into standard 6-month term | — | 3.85% | — | — | — | 3.85% | $191 |
| 6 monthsWith Platinum & Performance Checking | 0.95% | — | 1.05% | 1.15% | 1.25% | 0.95%1.05% $25k–$100k1.15% $100k–$500k1.25% from $500k | $47 |
| 6 monthsWith Relationship Checking | 0.90% | — | 1.00% | 1.10% | 1.20% | 0.90%1.00% $25k–$100k1.10% $100k–$500k1.20% from $500k | $45 |
| 6 monthsWith Reliance Checking | 0.85% | — | 0.95% | 1.05% | 1.15% | 0.85%0.95% $25k–$100k1.05% $100k–$500k1.15% from $500k | $42 |
| 9 monthsWith Platinum & Performance Checking | 1.05% | — | 1.05% | 1.15% | 1.25% | 1.05%1.05% $25k–$100k1.15% $100k–$500k1.25% from $500k | $79 |
| 9 monthsWith Relationship Checking | 1.00% | — | 1.00% | 1.10% | 1.20% | 1.00%1.00% $25k–$100k1.10% $100k–$500k1.20% from $500k | $75 |
| 9 monthsWith Reliance Checking | 0.95% | — | 0.95% | 1.05% | 1.15% | 0.95%0.95% $25k–$100k1.05% $100k–$500k1.15% from $500k | $71 |
| 12 monthsWith Platinum & Performance Checking | 1.05% | — | 1.15% | 1.25% | 1.35% | 1.05%1.15% $25k–$100k1.25% $100k–$500k1.35% from $500k | $105 |
| 12 monthsWith Relationship Checking | 1.00% | — | 1.10% | 1.20% | 1.30% | 1.00%1.10% $25k–$100k1.20% $100k–$500k1.30% from $500k | $100 |
| 12 monthsWith Reliance Checking | 0.95% | — | 1.05% | 1.15% | 1.25% | 0.95%1.05% $25k–$100k1.15% $100k–$500k1.25% from $500k | $95 |
| 18 monthsWith Platinum & Performance Checking | 1.05% | — | 1.15% | 1.25% | 1.35% | 1.05%1.15% $25k–$100k1.25% $100k–$500k1.35% from $500k | $158 |
| 18 monthsWith Relationship Checking | 1.00% | — | 1.10% | 1.20% | 1.30% | 1.00%1.10% $25k–$100k1.20% $100k–$500k1.30% from $500k | $150 |
| 18 monthsWith Reliance Checking | 0.95% | — | 1.05% | 1.15% | 1.25% | 0.95%1.05% $25k–$100k1.15% $100k–$500k1.25% from $500k | $143 |
| 24 monthsWith Platinum & Performance Checking | 1.05% | — | 1.15% | 1.25% | 1.35% | 1.05%1.15% $25k–$100k1.25% $100k–$500k1.35% from $500k | $211 |
| 24 monthsWith Relationship Checking | 1.00% | — | 1.10% | 1.20% | 1.30% | 1.00%1.10% $25k–$100k1.20% $100k–$500k1.30% from $500k | $201 |
| 24 monthsWith Reliance Checking | 0.95% | — | 1.05% | 1.15% | 1.25% | 0.95%1.05% $25k–$100k1.15% $100k–$500k1.25% from $500k | $191 |
| 30 monthsWith Platinum & Performance Checking | 1.15% | — | 1.25% | 1.35% | 1.45% | 1.15%1.25% $25k–$100k1.35% $100k–$500k1.45% from $500k | $290 |
| 30 monthsWith Relationship Checking | 1.10% | — | 1.20% | 1.30% | 1.40% | 1.10%1.20% $25k–$100k1.30% $100k–$500k1.40% from $500k | $277 |
| 30 monthsWith Reliance Checking | 1.05% | — | 1.15% | 1.25% | 1.35% | 1.05%1.15% $25k–$100k1.25% $100k–$500k1.35% from $500k | $265 |
| 36 monthsWith Platinum & Performance Checking | 1.15% | — | 1.25% | 1.35% | 1.45% | 1.15%1.25% $25k–$100k1.35% $100k–$500k1.45% from $500k | $349 |
| 36 monthsWith Relationship Checking | 1.10% | — | 1.20% | 1.30% | 1.40% | 1.10%1.20% $25k–$100k1.30% $100k–$500k1.40% from $500k | $334 |
| 36 monthsWith Reliance Checking | 1.05% | — | 1.15% | 1.25% | 1.35% | 1.05%1.15% $25k–$100k1.25% $100k–$500k1.35% from $500k | $318 |
| 48 monthsWith Platinum & Performance Checking | 1.20% | — | 1.30% | 1.40% | 1.50% | 1.20%1.30% $25k–$100k1.40% $100k–$500k1.50% from $500k | $489 |
| 48 monthsWith Relationship Checking | 1.15% | — | 1.25% | 1.35% | 1.45% | 1.15%1.25% $25k–$100k1.35% $100k–$500k1.45% from $500k | $468 |
| 48 monthsWith Reliance Checking | 1.10% | — | 1.20% | 1.30% | 1.40% | 1.10%1.20% $25k–$100k1.30% $100k–$500k1.40% from $500k | $447 |
| 60 monthsWith Platinum & Performance Checking | 1.20% | — | 1.30% | 1.40% | 1.50% | 1.20%1.30% $25k–$100k1.40% $100k–$500k1.50% from $500k | $615 |
| 60 monthsWith Relationship Checking | 1.15% | — | 1.25% | 1.35% | 1.45% | 1.15%1.25% $25k–$100k1.35% $100k–$500k1.45% from $500k | $588 |
| 60 monthsWith Reliance Checking | 1.10% | — | 1.20% | 1.30% | 1.40% | 1.10%1.20% $25k–$100k1.30% $100k–$500k1.40% from $500k | $562 |
| 84 monthsWith Platinum & Performance Checking | 1.40% | — | 1.50% | 1.55% | 1.65% | 1.40%1.50% $25k–$100k1.55% $100k–$500k1.65% from $500k | $1,022 |
| 84 monthsWith Relationship Checking | 1.35% | — | 1.45% | 1.50% | 1.60% | 1.35%1.45% $25k–$100k1.50% $100k–$500k1.60% from $500k | $984 |
| 84 monthsWith Reliance Checking | 1.30% | — | 1.40% | 1.45% | 1.55% | 1.30%1.40% $25k–$100k1.45% $100k–$500k1.55% from $500k | $946 |
| 120 monthsWith Platinum & Performance Checking | 1.40% | — | 1.50% | 1.55% | 1.65% | 1.40%1.50% $25k–$100k1.55% $100k–$500k1.65% from $500k | $1,492 |
| 120 monthsWith Relationship Checking | 1.35% | — | 1.45% | 1.50% | 1.60% | 1.35%1.45% $25k–$100k1.50% $100k–$500k1.60% from $500k | $1,435 |
| 120 monthsWith Reliance Checking | 1.30% | — | 1.40% | 1.45% | 1.55% | 1.30%1.40% $25k–$100k1.45% $100k–$500k1.55% from $500k | $1,379 |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
IRA CDs
3.85%APY · 1 term
Interest is paid quarterly for IRA 6-Month CD. Contribution limits may apply. Penalty may be imposed for early withdrawal. Rates apply for clients with Relationship Checking, Performance Checking, Reliance Checking, or Platinum & Performance Checking.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsIRA 6-Month CD special. Interest paid quarterly. Requires $10,000 minimum opening balance in new money. Contribution limits may apply. Requires new or existing Fidelity Bank Relationship Checking, Performance Checking, or any Business Checking account. Must be opened at a branch. Automatically renews into standard 6-month term | 3.85% | $191 |
Sources (3)
- bankatfidelity.com/save/certificates-of-deposit
- bankatfidelity.com/save/roth-ira
- bankatfidelity.com/save/traditional-ira
All captured Sep 25, 2026
Opening an account
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