Credit union · NCUA insured
Armco Credit Union CD Rates
Armco Credit Union’s best CD rate is 3.82% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Armco Credit Union’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Armco Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Armco Credit Union
3.82%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $382
Certificates
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificates
Up to 3.82%APY · 2 terms
Minimum opening deposit is $1,000 for adults/consumer certificates and $250 for youth under 18. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity to redeem without penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsGrowth certificate. Compounded dividends monthly. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 6 months with a 7-day grace period | 3.71% | $184 |
| 6 monthsIncome certificate. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 6 months with a 7-day grace period. Dividends paid monthly into savings account | 3.68% | $182 |
| 12 monthsGrowth certificate. Compounded dividends monthly. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period | 3.82% | $382 |
| 12 monthsIncome certificate. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period. Dividends paid monthly into savings account | 3.76% | $376 |
IRA Certificates
Up to 3.82%APY · 2 terms
IRA certificates started with a lump sum deposit and cannot be increased until term ends. Available as Traditional IRA or Roth IRA. Minimum opening deposit is $1,000. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity. IRS rules apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsGrowth certificate. Compounded interest/dividends. Traditional IRA or Roth IRA. $1,000 minimum opening deposit. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 6 months with a 7-day grace period. IRS rules apply | 3.71% | $184 |
| 6 monthsIncome certificate. Traditional IRA or Roth IRA. $1,000 minimum opening deposit. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 6 months with a 7-day grace period. IRS rules apply | 3.68% | $182 |
| 12 monthsGrowth certificate. Compounded interest/dividends. Traditional IRA or Roth IRA. $1,000 minimum opening deposit. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period. IRS rules apply | 3.82% | $382 |
| 12 monthsIncome certificate. Traditional IRA or Roth IRA. $1,000 minimum opening deposit. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 12 months with a 7-day grace period. IRS rules apply | 3.76% | $376 |
Who can join Armco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Corry, PA as well as portions of Crawford County, Erie County, Forest County, and Warren County.
Employers and groups
- Membership is open to any active employee, retiree, widow, or widower of one of the credit union's Sponsor Organizations.
Family and household
- Membership is open to immediate family members (spouse, parent, child, sibling, grandparent, or grandchild) of a current or potential Armco CU member, and persons living within the same residence and maintaining a single economic unit with a current or eligible member.
Other ways
- Former Armco CU members are eligible to rejoin.
Cost to join
- An initial deposit of $5 into a savings account is required to join Armco Credit Union.
- A one-time membership fee of $1 is required to join Armco Credit Union.
Membership information collected October 5, 2026.