Credit union · NCUA insured
United Community Federal Credit Union
A $127.7M credit union headquartered in West Mifflin, PA, with 8,514 members and 3 branches in Pennsylvania. Best rates: CDs 3.82% and savings 0.05% APY.
United Community Federal Credit Union Carrot Score
64
Carrot Score
Higher than 10% of U.S. banks and credit unions
#81 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About United Community Federal Credit Union
Founded in 1951, United Community Federal Credit Union is a member-owned financial cooperative headquartered in West Mifflin, Pennsylvania.
Originally established to serve General Motors Auto Workers, the credit union adopted a community charter in 2006 and operates branch locations in West Mifflin, Washington, and Wilmerding, Pennsylvania.
- Headquarters
- 6010 Mountain View Dr, West Mifflin, PA 15122-2425
- NCUA charter
- 7415
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, volunteer, or attend school in Allegheny, Washington, or Westmoreland Counties, Pennsylvania.
Family and household
- Immediate family members or anyone living in the same household as a current member (including parents, children, siblings, grandparents, grandchildren, or step/adoptive relatives) are eligible.
Cost to join
- A $5 share deposit is required to become a member and open a share savings account.
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- Main OfficeMain office6010 Mountain View Dr, West Mifflin, PA 15122Directions
- Washington Branch331 S Main St, Washington, PA 15301Directions
- Wilmerding Office201 Airbrake Ave, Wilmerding, PA 15148Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.25% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.06% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.46% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $42 | $76 | — |
- CapitalNet worth ratio13.25%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.06%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.46%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$42Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of United Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.