Compare Bank & Credit Union Rates
Best CD rates in Oklahoma
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Oklahoma
- 4.51%APY$451 over 1 year on $10,000
Requirements
Product: You may increase the CD rate once during term, to our then-current 1-year rate.
Offer: You may increase the CD rate once during term, to our then-current 1-year rate.
Rate checked
More details - 4.42%APY$442 over 1 year on $10,000
Requirements
Product: All interest-bearing accounts are calculated on the full amount of principal in the account each day. Rates are subject to change. A penalty may be imposed for early withdrawal, fees may reduce earnings on account.
4.35% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.33%APY$433 over 1 year on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
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More details - 4.32%APY$432 over 1 year on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded quarterly.
4.25% interest rate · Compounded quarterly · Effective Oct 7, 2026
Rate checked
More details - 4.26%APY$426 over 1 year on $10,000
Requirements
Product: Minimum balance of $1,000 to earn APY. Early Withdrawal Penalties May Apply. Interest Rates are Subject to Change Without Notice.
Offer: Early Withdrawal Penalties May Apply. Interest Rates are Subject to Change Without Notice.
4.18% interest rate · Effective Sep 25, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: May be subject to an early withdrawal penalty. Rates may change after account is opened without prior notice. Fees could reduce earnings on account.
4.17% interest rate · Effective Sep 25, 2026
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More details - 4.24%APY$424 over 1 year on $10,000
Requirements
Product: Fees could reduce stated APY. Early withdrawal penalties apply. Rates change weekly.
4.20% interest rate · Effective Sep 30, 2026
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More details - 4.15%APY$415 over 1 year on $10,000intro rate
Requirements
Product: Fixed rates; renews automatically; substantial penalty for early withdrawal.
Promotional rate · 4.07% interest rate · Effective Sep 1, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 12 months · $1,000 min · 4.05%–4.10% by balance
Credit union · 2 branches
4.05%APY$405 over 1 year on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.05% $20,000 and up 4.05% $100,000 and up 4.10% Rate checked
More details - 4.05%APY$405 over 1 year on $10,000
Requirements
Product: No monthly maintenance fees. Minimum opening balance of $1,000 is required. Fixed interest rates. A penalty will be imposed for early withdrawal.
Offer: 6-12 Month CD has a 3 Month Interest Penalty for early withdrawal.
Effective Jul 20, 2026
Rate checked
More details - Arbuckle Federal Credit UnionShare Certificates ($1,000 – $99,999)CD · 12 months · $1,000 min
Credit union · 2 branches
4.01%APY$401 over 1 year on $10,0003.94% interest rate · Balance cap $99,999 · Effective Jan 14, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply (31 days interest for 91 days - 12 months; 91 days interest for 18 - 36 months; 182 days interest for 48 - 60 months). Automatic renewal at maturity for the same term and current rate. 10-day grace period from maturity date to withdraw funds without penalty. Once opened, deposits are not allowed except during the grace period. Interest is based on the average daily balance.
Offer: Early withdrawal penalty of 31 days interest.
3.94% interest rate · Effective Oct 13, 2026
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More details - Endurance Federal Credit UnionCertificatesCD · 12 months · $500 min · 3.90%–4.10% by balance
Credit union · 4 branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum opening balance of $500.00. Dividend options include monthly dividend check, transfer to another credit union account, or redeposit into the share certificate. Penalties may apply for early withdrawal.
Offer: Early withdrawal penalty: 90 days.
3.83% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 3.90% $10,000 and upYour amount 4.00% $25,000 and up 4.05% $99,000 and up 4.10% Rate checked
More details - American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min
Credit union · 3 branches
4.00%APY$400 over 1 year on $10,0003.93% interest rate · Effective Oct 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Oklahoma
111 CDs at 97 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.00%
- Banks, typical
- 3.50%
- Credit unions, typical
- 3.38%
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Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches