Compare Bank & Credit Union Rates
Best CD rates in Midwest City, OK
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Midwest City, OK
- 4.40%APY$1,057 over 28 months on $10,000
Requirements
Product: Membership eligibility is required. $1,000 minimum opening deposit required. Fixed dividend rate. Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less, and 3% for terms greater than 12 months. Additional deposits permitted anytime.
Offer: APY will vary based on the daily balance maintained.
Effective Sep 28, 2026
Rate checked
More details - 4.25%APY$498 over 14 months on $10,000intro rate
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 14 Month Promo; $1,000 opening deposit required / $1,000,000 max.
Promotional rate · 4.19% interest rate · Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$502 over 15 months on $10,000intro rate
Requirements
Product: Promotional CD rate. Available only for new members. Early withdrawal penalty may apply. Maximum deposit $100,000. Federally insured by NCUA.
Offer: Only for new members. Mention offer code CDQ422 at branch or online form.
Promotional rate · Balance cap $100,000
Rate checked
More details - True Sky Federal Credit UnionCertificate of Deposit (CD)CD · 7–12 months · $1,000 min
Credit union · 1 branch
3.86%APYRequirements
Product: The APY assumes dividends are compounded quarterly and will remain on deposit until maturity. Fees may reduce earnings.
3.79% interest rate · Compounded quarterly
Rate checked
More details - 3.86%APYintro rate
Requirements
Product: Most certificate accounts require a minimum investment of $500. Early withdrawal penalty may apply. NCUA insured. Minimum deposit of $1,000 required max of $100,000 for APY rate accuracy terms. New money only.
Promotional rate · 3.79% interest rate
Rate checked
More details - 3.79%APY
Requirements
Product: An additional 0.10% may be added to stated CD interest rate for primary or joint owners of a City Preferred checking account. Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: Fixed rate, non-compounding. Term 180 - 364 days.
3.75% interest rate
Rate checked
More details - US Employees Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 1 branch
3.75%APY$375 over 1 year on $10,000Requirements
Product: Dividends compounded and paid monthly directly into certificate balance. Low minimum openings. Early withdrawal penalty applies based on term. NCUA insured.
Offer: Dividends compounded monthly. Early withdrawal penalty: 180 days of dividends.
Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - Tinker Federal Credit UnionStarting Line Share CertificateCD · 12 months · $25 min
Credit union · 2 branches
3.54%APY$354 over 1 year on $10,000intro rateRequirements
Product: 12-month maturity, 90-day early withdrawal penalty. Renews into standard 12-month certificate if balance is $1,000 or more.
Offer: Dividends compounded monthly.
Promotional rate · 3.49% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - Oklahoma Federal Credit UnionShare CertificateCD · 6 months · $1,000 min · 3.50%–4.00% by balance
Credit union · 1 branch
3.50%APY$173 over 6 months on $10,000Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $50,000Your amount 3.50% $50,000 and up 4.00% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.00%APY$174 over 7 months on $10,000
Requirements
Product: No monthly fee. Withdraw your money at any time and pay no penalties.
Offer: 7 Month No Penalty; $1,000 opening deposit required / $250,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$376 over 15 months on $10,000
Requirements
Product: No monthly fee. Months 0-7: withdraw all money including interest earned without penalties any time after first 7 days following funding date. Months 8-15: early withdrawal fee is $25 plus 3% of amount withdrawn.
Offer: 15 Month Flex; $1,000 opening deposit required / $500,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $500,000 · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 2.60%APY$617 over 28 months on $10,000intro rate
Requirements
Product: Promotional CD rate. Available only for new members. Early withdrawal penalty may apply. Maximum deposit $250,000. Federally insured by NCUA. Offer ended 2022-08-15.
Offer: Only for new members. Offer ends 2022-08-15. Mention offer code or fill out contact form.
Promotional rate · Balance cap $250,000 · Effective Jun 27, 2022
Rate checked
More details - 2.00%APY$66 over 4 months on $10,000
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 120 Days term.
1.99% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Midwest City, OK
159 CDs at 11 banks and credit unions · checked Oct 5–16
- Typical
- 1.75%
- Top 10% from
- 3.85%
- Banks, typical
- 1.31%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma City, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 12 branches
- Bank of CommerceBank · 1 branch
- Farmers Insurance Federal Credit UnionCredit union · 1 branch