Credit union · NCUA insured
Arbuckle Federal Credit Union
A $10.4M credit union headquartered in Ada, OK, with 1,014 members and 2 branches in Oklahoma. Best rates: CDs 4.36% and savings 0.90% APY.
Arbuckle Federal Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#2 of 4 in Ada, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Arbuckle Federal Credit Union
Established in 1966 for Federal employees and their relatives in Pontotoc and Coal Counties, Arbuckle Federal Credit Union is a member-owned cooperative financial institution.
Based in Ada, Oklahoma, the credit union converted to a Federal community charter and adopted its current name in 2011.
Following a 2023 membership expansion, it serves a seven-county area comprising Pontotoc, Coal, Johnston, Garvin, Murray, Seminole, and Hughes counties.
- Headquarters
- 317 S Broadway Ave, Ada, OK 74820
- NCUA charter
- 24843
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, persons who participate in programs to alleviate poverty or distress or participate in associations headquartered in, and businesses and other legal entities located in Pontotoc, Coal, Hughes, Seminole, Johnston, Murray, or Garvin County, Oklahoma.
Employers and groups
- Organizations made up of eligible persons are eligible for membership.
Family and household
- Immediate family members or household members of eligible individuals are eligible for membership.
- Spouses of individuals who were eligible for membership at the time of their passing are eligible for membership.
Other ways
- Volunteers actively serving in our community are eligible for membership.
Cost to join
- Joining requires opening a savings account with a minimum balance/deposit of $5.00.
Branches
2 branches in Oklahoma
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Oklahoma
2 branches
Ada area · 1
- AfcuMain office317 S Broadway Ave, Ada, OK 74820Directions
Holdenville area · 1
- Holdenville Branch702 N Hinckley St, Holdenville, OK 74848Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.37% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.39% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $84 | $59 | — |
- CapitalNet worth ratio8.37%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.39%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$84Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Arbuckle Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.