Bank · FDIC insured
Frontier State Bank CD Rates
Top CarrotFrontier State Bank’s best CD rate is 4.25% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Frontier State Bank’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Frontier State Bank has the most branches. $10,000, best rate first.
This bank’s best
Frontier State Bank
4.25%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $425
Certificates of Deposit
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Frontier State Bank CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo4.20%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.04%
- 31–60 months31–60 mo3.03%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Frontier State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 9 terms
May be subject to an early withdrawal penalty. Rates may change after account is opened without prior notice. Fees could reduce earnings on account.
| Term | APY · $1,000 – $9,999 | APY · $10,000 – $99,999 | APY · $10,000 – $49,999 | APY · $50,000 – $249,999 | APY · $100,000 – $249,999 | APY · $250,000 – $5,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 3 months | 1.16% | 1.16% | — | — | 1.16% | 1.16% | 1.16%1.16% $1k–$10k1.16% $100k–$250k1.16% $250k–$5,000k | $29 |
| 6 months | 4.20% | 4.20% | — | — | 4.20% | 4.20% | 4.20%4.20% $1k–$10k4.20% $100k–$250k4.20% $250k–$5,000k | $208 |
| 9 monthsCD only | 4.20% | 4.20% | — | — | 4.20% | 4.20% | 4.20%4.20% $1k–$10k4.20% $100k–$250k4.20% $250k–$5,000k | $313 |
| 12 months | 4.25% | 4.25% | — | — | 4.25% | 4.25% | 4.25%4.25% $1k–$10k4.25% $100k–$250k4.25% $250k–$5,000k | $425 |
| 18 months | 3.04% | 3.04% | — | — | 3.04% | 3.04% | 3.04%3.04% $1k–$10k3.04% $100k–$250k3.04% $250k–$5,000k | $459 |
| 24 months | 2.58% | 2.58% | — | — | 2.58% | 2.58% | 2.58%2.58% $1k–$10k2.58% $100k–$250k2.58% $250k–$5,000k | $523 |
| 36 months | 2.65% | 2.65% | — | — | 2.65% | 2.65% | 2.65%2.65% $1k–$10k2.65% $100k–$250k2.65% $250k–$5,000k | $816 |
| 48 months | 2.82% | 2.82% | — | — | 2.82% | 2.82% | 2.82%2.82% $1k–$10k2.82% $100k–$250k2.82% $250k–$5,000k | $1,177 |
| 60 months | 3.03% | — | 3.03% | 3.08% | — | 3.13% | 3.03%3.03% $1k–$10k3.08% $50k–$250k3.13% $250k–$5,000k | $1,610 |
Sources (3)
- frontier-ok.com/personal/cds-and-iras
- frontier-ok.com/personal/deposit-rates
- frontier-ok.com/assets/files/2cgTE9rG
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 4.25%APY · 7 terms
May be subject to an early withdrawal penalty. Rates may change after account is opened without prior notice. Fees could reduce earnings on account.
| Term | APY · $1,000 – $9,999 | APY · $10,000 – $99,999 | APY · $100,000 – $249,999 | APY · $250,000 – $5,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | 1.16% | 1.16% | 1.16% | 1.16% | 1.16%1.16% $1k–$10k1.16% $100k–$250k1.16% $250k–$5,000k | $29 |
| 6 months | 4.20% | 4.20% | 4.20% | 4.20% | 4.20%4.20% $1k–$10k4.20% $100k–$250k4.20% $250k–$5,000k | $208 |
| 12 months | 4.25% | 4.25% | 4.25% | 4.25% | 4.25%4.25% $1k–$10k4.25% $100k–$250k4.25% $250k–$5,000k | $425 |
| 18 months | 3.04% | 3.04% | 3.04% | 3.04% | 3.04%3.04% $1k–$10k3.04% $100k–$250k3.04% $250k–$5,000k | $459 |
| 24 months | 2.58% | 2.58% | 2.58% | 2.58% | 2.58%2.58% $1k–$10k2.58% $100k–$250k2.58% $250k–$5,000k | $523 |
| 36 months | 2.65% | 2.65% | 2.65% | 2.65% | 2.65%2.65% $1k–$10k2.65% $100k–$250k2.65% $250k–$5,000k | $816 |
| 48 months | 2.82% | 2.82% | 2.82% | 2.82% | 2.82%2.82% $1k–$10k2.82% $100k–$250k2.82% $250k–$5,000k | $1,177 |
Sources (3)
- frontier-ok.com/personal/cds-and-iras
- frontier-ok.com/personal/deposit-rates
- frontier-ok.com/assets/files/2cgTE9rG
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.