Bank · FDIC insured
First Liberty Bank CD Rates
Top CarrotFirst Liberty Bank’s best CD rate is 4.15% APY on a 1-year CD. Terms run from 1 month to 5 years. Rates checked October 15, 2026.
How First Liberty Bank’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where First Liberty Bank has the most branches. $10,000, best rate first.
This bank’s best
First Liberty Bank
4.15%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $415
Certificates of Deposit (CDs)
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
First Liberty Bank CD score
88
CD score
Higher than 81% of U.S. banks and credit unions
- 3–8 months3–8 mo4.05%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Liberty Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.15%APY · 6 terms
Fixed rates; renews automatically; substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month28-Day Promo CD | 2.15% | $17 |
| 6 months | 4.05% | $200 |
| 12 months | 4.15% | $415 |
| 24 months | 3.25% | $661 |
| 36 months | 3.00% | $927 |
| 60 months | 3.00% | $1,593 |
Special-purpose accounts
IRA Certificates of Deposit (CDs)
Up to 4.15%APY · 2 terms
Fixed rates; renews automatically; substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.15% | $415 |
| 24 months | 3.25% | $661 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.