Bank · FDIC insured
Community Bank CD Rates
Community Bank’s best CD rate is 4.20% APY on a 2-year CD. Terms run from 6 months to 3 years. Rates checked October 15, 2026.
How Community Bank’s CD rates compare
Compared with banks and credit unions near Tulsa, OK, where Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Community Bank
4.20%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $858
Certificates of Deposit
Top rate
Communication Federal Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
2nd-highest rate
Oklahoma's Credit Union
4.30%APY
- Term
- 19 months
- Minimum
- $500
- Earns on $10,000
- $689
Community Bank CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 3–8 months3–8 mo2.60%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo3.10%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.20%APY · 5 terms
Early withdrawal penalties apply (31 days interest for 91 days - 12 months; 91 days interest for 18 - 36 months; 182 days interest for 48 - 60 months). Automatic renewal at maturity for the same term and current rate. 10-day grace period from maturity date to withdraw funds without penalty. Once opened, deposits are not allowed except during the grace period. Interest is based on the average daily balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty of 31 days interest | 2.60% | $129 |
| 12 monthsEarly withdrawal penalty of 31 days interest | 4.00% | $400 |
| 18 monthsEarly withdrawal penalty of 91 days interest | 3.00% | $453 |
| 24 monthsEarly withdrawal penalty of 91 days interest | 4.20% | $858 |
| 36 monthsEarly withdrawal penalty of 91 days interest | 3.10% | $959 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 3.10%APY · 2 terms
Early withdrawal penalty (separate from IRS penalty) of 91 days interest charged for withdrawals before stated maturity. Options available for all IRA account types.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsVariable rate (initial rate); additional deposits allowed with a minimum of $100; early withdrawal penalty of 91 days interest | 3.00% | $453 |
| 36 monthsFixed rate; additional deposits not allowed; early withdrawal penalty of 91 days interest | 3.10% | $959 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.