Bank · FDIC insured
Washita State Bank
A $44.3M bank headquartered in Burns Flat, OK, with 1 branch in Oklahoma. Best rates: CDs 4.26% and savings 0.30% APY.
Washita State Bank Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#4 of 6 in Weatherford, OK metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Washita State Bank
Washita State Bank is a locally owned bank offering flexible agriculture loans to support crops, livestock, equipment, and operations.
- Headquarters
- 701 State Highway 44, Burns Flat, OK 73624
- FDIC certificate
- 22430 ↗
Branches
1 branch in Oklahoma
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Oklahoma
1 branch
- Washita State BankMain office701 State Highway 44, Burns Flat, OK 73624Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.60% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 3.34% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.20% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $85 | $67 | — |
- CapitalLeverage ratio14.60%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent3.34%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.20%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$85Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Washita State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.