Credit union · NCUA insured
Cherokee Strip Credit Union CD Rates
Cherokee Strip Credit Union’s best CD rate is 4.51% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Cherokee Strip Credit Union’s CD rates compare
Compared with banks and credit unions near Ponca City, OK, where Cherokee Strip Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cherokee Strip Credit Union
4.51%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $451
1 Year Sweetheart CD
2nd-highest rate
Gateway First Bank
3.85%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $385
3rd-highest rate
City National Bank
3.79%APY
- Term
- 6–12 months
- Minimum
- $500
- Earns on $10,000
- —
Cherokee Strip Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo4.51%
- 16–30 months16–30 mo1.26%
- 31–60 months31–60 mo0.75%
- QualifiedQualified4.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cherokee Strip Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
1 Year Sweetheart CD
4.51%APY · 1 term
You may increase the CD rate once during term, to our then-current 1-year rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsYou may increase the CD rate once during term, to our then-current 1-year rate | 4.51% | $451 |
Sources (1)
- cherokeestrip.com/1-year-sweetheart-cd-4-51 · captured Sep 18, 2026
Certificate of Deposit
Up to 3.30%APY · 6 terms
Open a new CD account with as little as $500. Available terms are 6-month, 1-year, 18-month, 2-year, 3-year, and 5-year. Interest paid monthly (compounded or deposited into Member Share savings account).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.30% | $164 |
| 12 months | 2.02% | $202 |
| 18 months | 1.26% | $190 |
| 24 months | 1.00% | $201 |
| 36 months | 0.75% | $227 |
| 60 months | 0.50% | $253 |
Sources (1)
- cherokeestrip.com/cd-certificate-of-deposit · captured Sep 18, 2026
Who can join Cherokee Strip Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Those who live, work, or worship in the state of Oklahoma, and currently use or purchased a major consumer product or service in the last three years (eligible through common bond Oklahoma Consumer Council).
- Active and retired employees of Cherokee Strip Credit Union.
- Those who now, or shall later become, a current or retired employee or member of common bonds listed on the credit union's common bonds list.
Family and household
- Spouse, father, mother, brother, sister, son, daughter, grandmother, grandfather, or grandchild of a current Credit Union member (through direct lineage, 'step', or 'in law').
Cost to join
- An initial membership deposit of $5.00 is required along with reasonably good credit.
Membership information collected October 4, 2026.