Compare Bank & Credit Union Rates
Best CD rates in Ohio
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results in Ohio
- 3.75%APY$503 over 16 months on $10,000
Effective Oct 5, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - 3.75%APY$1,587 over 48 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
3.70% interest rate · Effective Oct 5, 2026
Rate checked
More details - Latvian Cleveland Credit UnionCertificates of DepositsCD · 48 months · $500 min
Credit union · 1 branch
3.75%APY$1,587 over 48 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Minimum opening deposit and daily balance of $500.00 required. Account automatically renews at maturity with a 7-day grace period. Early withdrawal penalty equals six months dividends.
Rate checked
More details - 3.75%APY$2,021 over 60 months on $10,000
Requirements
Product: Dividends compound quarterly. Early withdrawal penalty applies. $500 min. to open regular certificates.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - TopMark Federal Credit UnionShare CertificateCD · 60 months · $500 min · 3.00%–3.75% by balance
Credit union · 4 branches
3.75%APY$2,021 over 60 months on $10,000Requirements
Product: Membership with TFCU is required to open a certificate. Minimum opening deposit of $500.00. Early withdrawal penalties may apply. After maturity, automatically renews at current rate unless indicated otherwise. Withdrawal of dividends prior to maturity will reduce earnings.
2.96% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $5,000 3.00% $5,000 and upYour amount 3.75% Rate checked
More details - 3.74%APY$2,015 over 60 months on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawals of principal are subject to substantial interest/dividend penalties. Minimum opening deposit requires maintaining $5.00 par value share in a Savings account.
Offer: Early withdrawal penalty is 182 days' dividends for terms of 13 months or greater.
3.68% interest rate · Compounded daily · Effective Nov 10, 2025
Rate checked
More details - 3.72%APY$372 over 1 year on $10,000
Requirements
Product: Dividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal.
Offer: Dividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal.
3.65% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Fees could reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Fees could reduce earnings. A penalty may be imposed for early withdrawal.
3.64% interest rate · Effective Jun 5, 2026
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: $1,000 minimum to open. Terms range from 3 months to 5 years. Fixed rate guaranteed for the selected term. Penalties apply for early closure or withdrawal.
3.64% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.70%APY$401 over 13 months on $10,000
Requirements
Product: Minimum balance of $1,000 required. Annual Percentage Yield is effective as of September 14, 2026. The Annual Percentage Yields assume interest remains on deposit until maturity. A withdrawal will reduce earnings. All Interest Rates and Annual Percentage Yields are determined by this institution and are not tied to any index. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will begin to accrue on the business date in which the deposit is made. Certificates subject to penalty for early withdrawal. Advertised rates subject to change.
Effective Sep 14, 2026
Rate checked
More details - 3.66%APY$181 over 6 months on $10,000
Requirements
Product: Interest is compounded monthly. Fixed rate for the term. Monthly maintenance charge: None for CDs. Early withdrawal penalties assessed prior to maturity (Term of 6 months or less: 3 months' interest; more than 6 months up to 48 months: 6 months' interest; 48 months or greater: 12 months' interest). CD renews at the same term as the original.
Offer: Term: 6 Months. Interest compounded monthly. Minimum balance to earn APY is $500.00.
3.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 3.66%APY$554 over 18 months on $10,000
Requirements
Product: Open to residents of Fairfield County, Ohio or any contiguous county (or established customers who have moved away). Early withdrawal penalty applies.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - State Highway Patrol Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · 2 branches
3.66%APY$1,969 over 60 months on $10,000Requirements
Product: Membership required to open Share Certificates with SHPFCU. Early withdrawal penalty may apply. You may elect to receive dividends paid monthly, quarterly, or annually. APY assumes monthly dividends.
Offer: APY assumes monthly dividends. Minimum balance to open is $500.00. Early withdrawal penalty may apply.
3.60% interest rate
Rate checked
More details - 3.65%APY$181 over 6 months on $10,000
3.61% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch