Bank · FDIC insured
The Union Bank Company CD Rates
The Union Bank Company’s best CD rate is 3.70% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Union Bank Company’s CD rates compare
Compared with banks and credit unions near Toledo, OH, where The Union Bank Company has the most branches. $10,000, best rate first.
This bank’s best
The Union Bank Company
3.70%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $183
Special CDs
Top rate
Fremont Federal Credit Union
5.10%APY
- Term
- 84 months
- Minimum
- $1,000
- Earns on $10,000
- $4,165
2nd-highest rate
Educational Community Alliance CU
4.58%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $1,962
The Union Bank Company CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.70%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo0.50%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Union Bank Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special CDs
Up to 3.70%APY · 3 terms
Fees could reduce earnings. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 3.70% | $183 |
| 12 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 3.70% | $370 |
| 24 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 3.30% | $671 |
Sources (1)
- theubank.com/resources/rates · captured Sep 17, 2026
Board CDs
Up to 0.50%APY · 8 terms
Fees could reduce earnings. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 0.03% | $1 |
| 6 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 0.05% | $2 |
| 12 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 0.07% | $7 |
| 18 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 0.10% | $15 |
| 24 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 0.16% | $32 |
| 36 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 0.20% | $60 |
| 48 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 0.35% | $141 |
| 60 monthsFees could reduce earnings. A penalty may be imposed for early withdrawal | 0.50% | $253 |
Sources (1)
- theubank.com/resources/rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.