Bank · FDIC insured
Fairfield Federal Bank CD Rates
Fairfield Federal Bank’s best CD rate is 3.66% APY on an 18-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Fairfield Federal Bank’s CD rates compare
Compared with banks and credit unions near Columbus, OH, where Fairfield Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Fairfield Federal Bank
3.66%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $554
Fixed Rate Certificate Account
Top rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
2nd-highest rate
Scott Associates Credit Union Inc
5.06%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,802
Fairfield Federal Bank CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.66%
- 31–60 months31–60 mo2.53%
- QualifiedQualified3.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fairfield Federal Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fixed Rate Certificate Account
Up to 3.66%APY · 7 terms
Open to residents of Fairfield County, Ohio or any contiguous county (or established customers who have moved away). Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.04% | $75 |
| 6 months | 3.30% | $164 |
| 12 months | 3.56% | $356 |
| 18 months | 3.66% | $554 |
| 24 months | 3.04% | $617 |
| 30 months | 2.53% | $645 |
| 48 months | 2.53% | $1,051 |
Sources (2)
- fairfieldfederal.com/FF-Saving…s-Certificates-Ohio.html
- fairfieldfederal.com/FF-Certif…-of-Deposit-details.html
All captured Oct 6, 2026
Special-purpose accounts
Fixed IRA Account
Up to 3.04%APY · 2 terms
Available as Traditional or Roth IRA. Additional deposits of as little as $25.00 allowed. Open to residents of Fairfield County, Ohio or any contiguous county (or established customers who have moved away).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 3.04% | $459 |
| 60 months | 1.00% | $510 |
Sources (2)
- fairfieldfederal.com/FF-Saving…s-Certificates-Ohio.html
- fairfieldfederal.com/FF-Certif…-of-Deposit-details.html
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.