Credit union · NCUA insured
Latvian Cleveland Credit Union CD Rates
Latvian Cleveland Credit Union’s best CD rate is 3.75% APY on a 4-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Latvian Cleveland Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Latvian Cleveland Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Latvian Cleveland Credit Union
3.75%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,587
Certificates of Deposits
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Latvian Cleveland Credit Union CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo1.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Latvian Cleveland Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposits
Up to 3.75%APY · 7 terms
Dividends compounded and credited quarterly. Minimum opening deposit and daily balance of $500.00 required. Account automatically renews at maturity with a 7-day grace period. Early withdrawal penalty equals six months dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.50% | $75 |
| 12 months | 3.25% | $325 |
| 18 months | 3.25% | $491 |
| 24 months | 3.25% | $661 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.75% | $1,587 |
| 60 months | 3.75% | $2,021 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.75%APY · 7 terms
Available as Traditional, Roth, or Educational IRA. Dividends compounded and credited quarterly. Minimum opening deposit and daily balance of $500.00 required. Account automatically renews at maturity with a 7-day grace period. Early withdrawal penalty equals six months dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTraditional, Roth, Educational | 1.50% | $75 |
| 12 monthsTraditional, Roth, Educational | 3.25% | $325 |
| 18 monthsTraditional, Roth, Educational | 3.25% | $491 |
| 24 monthsTraditional, Roth, Educational | 3.25% | $661 |
| 36 monthsTraditional, Roth, Educational | 3.50% | $1,087 |
| 48 monthsTraditional, Roth, Educational | 3.75% | $1,587 |
| 60 monthsTraditional, Roth, Educational | 3.75% | $2,021 |
Sources (2)
All captured Sep 17, 2026
Who can join Latvian Cleveland Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Persons of Latvian descent who are members of an acknowledged religious organization or church are eligible for membership.
- Members or employees of the American Latvian Association are eligible for membership.
- Members of the Estonian Evangelical Lutheran Church, Cleveland, Ohio congregation are eligible for membership.
- Persons of Lithuanian descent who are members of Lithuanian associations, chapters, organizations, or communities in Ohio are eligible for membership.
Family and household
- Immediate family members of a person of Latvian descent who is a member of an acknowledged religious organization or church are eligible for membership.
- Immediate family members of a person of Lithuanian descent who is a member of Lithuanian associations, chapters, organizations, or communities in Ohio are eligible for membership.
2 more ways to join
Other ways
- Past members of the Latvian Cleveland Credit Union or Latvian Church Credit Union who terminated and wish to reinstate membership are eligible.
- Former members of Taupa Lithuanian Credit Union of Cleveland, Ohio are eligible for membership.
Cost to join
- Joining requires an initial deposit of $100, which includes a $5 membership share par value.
Membership information collected October 5, 2026.