Compare Bank & Credit Union Rates
Best CD rates in Brooklyn, NY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Brooklyn, NY
- 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.82%APY$1,190 over 36 months on $10,000
Requirements
Product: Fixed-rate share certificate. Early withdrawal penalties apply.
Offer: Fixed rate.
3.75% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.80%APY$284 over 9 months on $10,000
Requirements
Product: Federally insured. CDs will automatically renew at maturity unless customer chooses otherwise. Rates and special offers may be withdrawn at any time and are subject to change without notice. Penalty for early withdrawal. Interest rates compounded continuously on all but the 6-month CD, which earns simple interest. The minimum balance shown is required to achieve the stated Annual Percentage Yield. We use the daily balance method to calculate the interest on your account. Federal Regulations require a penalty for early withdrawal on certificate accounts, including substantial tax penalties on tax deferred instruments.
Offer: Term: 9 months. Interest compounded continuously.
3.68% interest rate · Effective Sep 26, 2026
Rate checked
More details - 3.80%APY$316 over 10 months on $10,000
Requirements
Product: All interest rates are subject to change without notice. Penalties for early withdrawal may reduce earnings. To open a CD please visit your local branch.
Offer: 10 Month CD. Initial opening balance / minimum balance to obtain APY is $500.
3.68% interest rate · Effective Sep 18, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000intro rate
Requirements
Product: Member can request a one-time rate increase prior to maturity matching the USALLIANCE rate posted for current Step-Up certificate with same original maturity.
Promotional rate · 3.73% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions. Daily balance method used. No additional deposits permitted. No withdrawals during first 7 calendar days after initial deposit. Automatically renews with a 10-day grace period.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.73% interest rate · Effective Dec 18, 2025
Rate checked
More details - Ukrainian National Federal Credit UnionShare CertificatesCD · 15 months · $5,000 min
Credit union · 2 branches
3.80%APY$477 over 15 months on $10,000Requirements
Product: Dividends on 3-month and 6-month share certificates are accrued daily and credited at maturity. Dividends on share certificates termed 12 months or longer are accrued daily and credited quarterly. Additions not permitted until maturity. Early withdrawal penalty applies (50% of dividend that would be earned over term on amount withdrawn). Membership eligibility required.
Offer: Special offer; new funds only. Dividends accrued daily and credited quarterly.
3.75% interest rate · Effective Aug 11, 2026
Rate checked
More details - 3.75%APY$123 over 4 months on $10,000intro rate
Requirements
Product: ConnectOne Bank opens CDs as Time Deposits. IRA Time Deposits are not available online. Promotional rates subject to change without notice. Early withdrawal penalties may be imposed.
Offer: 4 Month Penalty-Free CD. No early withdrawal penalties imposed unless funds are withdrawn within 7 days of account opening (forfeits earned interest). Promotional rate.
Promotional rate · 3.68% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.
Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. No monthly maintenance fee.
Effective Mar 27, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.68% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: New money required. $500 minimum balance to obtain APY and to open. Early withdrawal penalty equals 3 months of interest. Automatically renews at maturity to 7 month CD at prevailing rate with a 7-day grace period. Additional deposits of new money permitted.
Offer: Requires new money. Must deposit $500.00 to open and maintain a daily balance of $500.00 each day to obtain disclosed APY. Early withdrawal penalty equals 3 months of interest. Automatically renews at maturity to 7 month CD with a 7-day grace period.
Promotional rate · 3.63% interest rate · Effective Dec 20, 2025
Rate checked
More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Early withdrawal penalties apply on CD accounts. Guaranteed fixed rate of return for the entire term.
Offer: 9 Month CD term.
3.63% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions. Daily balance method used. No additional deposits permitted. No withdrawals during first 7 calendar days after initial deposit. Automatically renews with a 10-day grace period.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.63% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.69%APY$91 over 3 months on $10,000
Requirements
Product: Early withdrawal penalty may apply. Automatically renews at term end with a 7-day grace period. No monthly maintenance fees.
3.63% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Brooklyn, NY
635 CDs at 65 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.10%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches