Best CD rates in Webster, NY

Requirements

Product: Deposits are FDIC insured up to $250,000 per depositor. A penalty may be imposed for early withdrawal. Fees could reduce earnings.

Offer: 24 Month CD Special. Minimum of 50% New Money Required (funds not currently on deposit with GRB). Requires a GRB Value, Reward, or Elite Checking account. Individual CD deposit amount must be less than $1,000,000. Limited time offer.

Requirements

Product: Minimum deposit is $500. Membership subject to eligibility. Early withdrawal penalty applies to principal; dividends earned may be withdrawn at any time without penalty. Dividends are compounded and credited quarterly.

Offer: Includes 1x Bump Up feature.

Requirements

Product: Dividends compounded and credited monthly to regular share account. Early withdrawal penalty applies: lesser of dividends since issuance/renewal or 90 days dividends for terms under 24 months; lesser of dividends since issuance/renewal or 180 days dividends for terms 24 months or greater.

Requirements

Product: Must be a member of The Summit FCU. Share certificate accounts automatically renew at maturity. 7-calendar-day grace period after maturity. Early withdrawal penalty applies (terms of 1 year or less: 90 days dividends; terms of more than 1 year: 180 days dividends).

Offer: 12 Months term. Penalty applies for early withdrawal. Additional deposits not allowed.

Requirements

Product: Membership requirements apply. Fixed rate, fixed term account; stated APY applies to the initial term assuming all dividends remain until maturity. Dividends compound monthly. Early withdrawal penalty applies and fees may reduce earnings. Upon maturity, non-IRA promotional certificate funds transfer to Regular Share Account unless alternative instructions are provided.

Offer: Fixed rate and term for initial 18 months. Dividends compounded monthly.

Requirements

Product: Rates valid as of 10/17/2026. Fixed rate account. Early withdrawal penalties apply.

Offer: 5 Month New Money Special. Requires a minimum deposit of $10,000 with new money or a full-service checking account. New money is money not on deposit with Family First over the last 60 days. The checking account must be full-service for at least 60 days before it becomes eligible. Full service is defined as having a checking, savings, direct deposit, debit card and online banking with eStatements.

Requirements

Product: Must be opened online.

Offer: Must be opened online. Auto renewal term: 6-month CNSaver Online CD.

Requirements

Offer: Ownership of an Optimum Checking account is required to obtain the APY.

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Fixed rate account paid until maturity. Dividends compounded and credited quarterly on ledger balance, calculated by daily balance method. Minimum balance to open and obtain APY is $500.00. Early withdrawal penalties apply.

Requirements

Product: Must be eligible for credit union membership (employees of City of Rochester, County of Monroe, certain towns/villages, or individuals living, working, or worshiping in the City of Rochester with a $5 deposit and $1 processing fee). All investment account holders must also have a funded traditional savings account. Early withdrawal penalties apply.

Offer: 11 Month SPECIAL. Fixed interest rate. Early withdrawal penalties apply.

Requirements

Product: Limited-time special CD offer available in Maine for accounts opened starting January 5, 2026. Promotional rates for a limited time on new money only (funds cannot currently be deposited at NBT Bank). CD accounts must be opened in branch (Portland Bayside branch). At maturity, renewed into regular CD product at the current rate available. A penalty will be assessed for early withdrawal.

Offer: 4 Month CD promotional rate on new money only. Must be opened in branch in Portland Bayside, Maine.

Requirements

Product: Traditional CDs designed to be a low-risk, fixed interest rate account with a set maturity date. Flexible terms ranging from 3 months to 10 years, low minimum deposit requirements, flexible interest payment options, and automatic renewals. Interest is calculated on the daily ledger balance and compounded & credited quarterly. Early withdrawal penalties apply, and fees may reduce earnings.

Offer: Special offer accurate as of September 18, 2026. Fixed interest rate of 3.94% (4.00% APY). $5,000 minimum balance required to open the account and obtain advertised APY. Cannot be combined with any other offers. Auto-renews at 12-month term at current rate. Penalties apply for early withdrawal.

Requirements

Product: Early withdrawal penalties may apply. Membership subject to eligibility.

Requirements

Product: Requires an LNB qualifying checking account with direct deposit of full paycheck from employer, pension, or government benefits. Early withdrawal penalty may apply. Limited time offer.

Offer: Requires an LNB qualifying checking account with direct deposit of full paycheck from employer, pension, or government benefits.