Compare Bank & Credit Union Rates
Best CD rates in Bronx, NY
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Bronx, NY
- 4.70%APY$1,477 over 36 months on $10,000intro rate
Requirements
Product: Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only. Interest is compounded monthly and assumes funds remain on deposit until maturity.
Promotional rate · 4.60% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate checked
More details - 4.60%APY$941 over 24 months on $10,000with conditions
Requirements
Product: Must be an HSBC Premier client with a new or existing HSBC Premier checking account. Must be funded with New Money (deposits and investments not previously held by any member of the HSBC Group in the U.S.). Can be opened online, in Wealth Centers, or over the phone. Must be at least 18 years of age with a U.S. residential address.
Offer: Must be funded with New Money. Minimum balance to open online is $1,000. Balance to obtain APY: more than $0.
Qualified rate
Rate checked
More details - 4.59%APY$939 over 24 months on $10,000
Requirements
Product: Adjustable/variable yield account with no cap and a 0.25% floor. Yield is based on the 2-Year U.S. Treasury Rate on quarterly dates (March 1, June 1, September 1, December 1 or next business day) plus 0.25%. Maximum individual deposit of $500,000. Upon maturity rolls over into a regular 2-year fixed-rate CD. Available for consumers only.
Offer: Variable yield based on the quarterly 2-year U.S. Treasury rate (yielding 4.34% as of August 31, 2026) plus 0.25%. No cap, 0.25% floor. Maximum individual deposit $500,000.
4.43% interest rate · Balance cap $500,000
Rate checked
More details - 4.55%APY$931 over 24 months on $10,000
Requirements
Product: Interest is compounded daily, payable monthly, and may be withdrawn at maturity. Fixed interest rates determined at the time of deposit for the specified term. Early withdrawal penalties may apply. Fees may reduce earnings.
4.45% interest rate · Compounded daily · Effective Sep 25, 2026
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More details - 4.50%APY$412 over 11 months on $10,000
Requirements
Product: Compounded daily. Substantial early withdrawal penalties apply. Rates are subject to change.
Offer: Minimum balance of $1,500 is required to earn the posted APY.
4.40% interest rate · Compounded daily · Effective Jul 13, 2026
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More details - 4.50%APY$450 over 1 year on $10,000intro rate
Requirements
Product: Dividends calculated and compounded daily and credited monthly on the last calendar day of the month. APY assumes dividends remain until maturity; premature withdrawal incurs penalty.
Offer: Promotional rate special. Rollover rate upon automatic renewal is 4.50% APY.
Promotional rate · 4.40% interest rate · Compounded daily · Effective Oct 1, 2026
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More details - Greater Metro Federal Credit UnionShare CertificateCD · 22 months · $5,000 min
Credit union · 1 branch
4.45%APY$831 over 22 months on $10,000Requirements
Product: Minimum amount required to purchase a share certificate is $500.00. Dividends are compounded daily and credited monthly. Early withdrawals are subject to penalty which may reduce principal.
Offer: Requires a minimum of $5,000 in New Money not previously on deposit with Greater Metro FCU at opening or renewing.
4.35% interest rate · Compounded daily · Effective Oct 1, 2026
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More details - 4.40%APY$403 over 11 months on $10,000
Requirements
Product: Must be at least 18 years old and a U.S. citizen or lawful permanent resident with a U.S. physical address. CD account balance may not exceed $1,000,000. Early withdrawal penalties apply (3 months interest for terms <= 12 months, 6 months interest for terms > 12 months).
4.31% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
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More details - 4.40%APY$440 over 1 year on $10,000
Requirements
Product: $500 minimum balance/opening deposit. Fixed rate until maturity. Early withdrawal penalty applies to withdrawal of principal prior to maturity (90 days interest for <= 1 year, 180 days interest for > 1 to 5 years, 270 days interest for > 5 years). 10-Day CD Rate Guarantee applies. Maximum balance limits apply. Additional deposits allowed within first 30 days after opening.
Offer: $500 minimum deposit to open and earn stated APY. Early withdrawal penalty applies. Maximum balance limits apply.
Effective Oct 5, 2026
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More details - 4.40%APY$899 over 24 months on $10,000with conditions
Requirements
Product: Must be an HSBC Premier client with a new or existing HSBC Premier checking account. Must be at least 18 years old. No monthly maintenance fees. Online CD maximum deposit is $2,000,000 (excluding interest); maximum deposit of $350,000 when funding with electronic transfer from another financial institution. Can be opened online only.
Offer: Online opening. Minimum balance to open is $1,000. Balance to obtain APY: more than $0.
Qualified rate
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More details - 4.40%APY$899 over 24 months on $10,000
Requirements
Product: Applies to CD accounts opened over the telephone or in a Wealth Center. Account is not available to business customers. Minimum to open is $1,000.
Offer: Opened in branch/Wealth Center or over telephone. Minimum balance to open is $1,000. Balance to obtain APY: more than $0.
Rate checked
More details - 4.39%APY$439 over 1 year on $10,000intro rate
Requirements
Offer: Special 12-Month Fixed Rate CD requires new money deposits. Automatically renews at the then-prevailing published 12-month standard rate and APY.
Promotional rate · 4.30% interest rate · Effective Oct 16, 2026
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More details - 4.35%APY$435 over 1 year on $10,000intro rate
Requirements
Product: Offer applies to New Money Only for domestic personal accounts opened online.
Offer: Offer applies to New Money Only for domestic personal accounts opened online.
Promotional rate · Effective Sep 28, 2026
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More details - 4.35%APY$735 over 20 months on $10,000
Requirements
Product: $500 minimum to open. Fixed rate with option to request a rate increase to the highest APY and interest rate offered for the same term if rates rise during the term. Additional funds may be added during initial 30 days after opening and for 10 calendar days beginning on the day a Rate Bump Request is submitted. Early withdrawal penalty applies prior to maturity (90 days interest for <= 1 year, 180 days interest for > 1 to 5 years, 270 days interest for > 5 years). Maximum balance limits apply.
Offer: $500 minimum to open and earn stated APY. Early withdrawal penalty applies to a withdrawal of principal prior to maturity. Option to request an increase to the highest APY and interest rate offered for the same term prior to maturity. Maximum balance limits apply.
Effective Oct 5, 2026
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More details - 4.34%APY$434 over 1 year on $10,000intro rate
Promotional rate · 4.25% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Bronx, NY
635 CDs at 65 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.10%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches