Bank · FDIC insured
BCB Bank
A $3.1B bank, the 408th largest of 4,207, headquartered in Bayonne, NJ, with 27 branches in 2 states. Best rates: CDs 3.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.75%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BCB Bank
- Headquarters
- 860 Broadway, Bayonne, NJ 07002
- FDIC certificate
- 35541 ↗
Branches
27 branches in 2 states
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New Jersey
23 branches
Bayonne area · 5
- BCB Community BankMain office860 Broadway, Bayonne, NJ 07002Directions
- 104-110 Avenue C Branch104-110 Avenue C, Bayonne, NJ 07002Directions
- 181 Avenue A181 Avenue A, Bayonne, NJ 07002Directions
- 508 Broadway Branch508 Broadway, Bayonne, NJ 07002Directions
- 611 Avenue C Branch611 Avenue C, Bayonne, NJ 07002Directions
Hoboken area · 2
- 1100 Washington Street, Hoboken1100 Washington St, Hoboken, NJ 07030Directions
- 401 Washington St Branch401 Washington St, Hoboken, NJ 07030Directions
Jersey City area · 2
- 211 Washington Street211 Washington St, Jersey City, NJ 07302Directions
- Jersey City Branch781 Newark Ave, Jersey City, NJ 07306Directions
Edison area · 1
- Edison Branch1630 Oak Tree Rd, Edison, NJ 08820Directions
Fairfield area · 1
- Fairfield Branch165 Passaic Ave, Fairfield, NJ 07004Directions
Holmdel area · 1
- Holmdel Branch626 Laurel Ave, Holmdel, NJ 07733Directions
Lyndhurst area · 1
- Lyndhurst Branch734 Ridge Rd, Lyndhurst, NJ 07071Directions
Maplewood area · 1
- Maplewood Branch160 Maplewood Ave, Maplewood, NJ 07040Directions
Monroe Township area · 1
- 473 Spotswood/Englishtown Rd473 Spotswood Englishtown Rd, Monroe Township, NJ 08831Directions
Newark area · 1
- Ferry Street, Newark Branch269 Ferry St, Newark, NJ 07105Directions
Parsippany area · 1
- Parsippany Branch1452 Route 46, Parsippany, NJ 07054Directions
Plainsboro area · 1
- Plainsboro Branch10 Schalks Crossing Rd, Plainsboro, NJ 08536Directions
River Edge area · 1
- River Edge Branch876 Kinderkamack Rd, River Edge, NJ 07661Directions
Rutherford area · 1
- Rutherford Branch190 Park Ave, Rutherford, NJ 07070Directions
South Orange area · 1
- 200 Valley Street Branch200 Valley St, South Orange, NJ 07079Directions
Union area · 1
- Union Branch2000 Morris Ave, Union, NJ 07083Directions
Woodbridge area · 1
- Woodbridge Branch378 Amboy Ave, Woodbridge, NJ 07095Directions
New York
4 branches
Staten Island area · 3
- New Dorp Branch Office354 New Dorp Ln, Staten Island, NY 10306Directions
- Page Avenue Branch240 Page Avenue, Staten Island, NY 10309Directions
- Si Forest Avenue Branch1500 Forest Ave, Staten Island, NY 10302Directions
Hicksville area · 1
- Hicksville Branch70 Broadway, Hicksville, NY 11801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.38% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.85% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | -0.50% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio10.38%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.85%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets-0.50%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BCB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.