Bank · FDIC insured
BCB Bank CD Rates
BCB Bank’s best CD rate is 3.75% APY on a 7-month CD. Rates checked October 22, 2026.
How BCB Bank’s CD rates compare
Compared with banks and credit unions in New Jersey, where BCB Bank has the most branches. $10,000, best rate first.
This bank’s best
BCB Bank
3.75%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $217
7 Month CD
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7 Month CD
3.75%APY · 1 term
New money required. $500 minimum balance to obtain APY and to open. Early withdrawal penalty equals 3 months of interest. Automatically renews at maturity to 7 month CD at prevailing rate with a 7-day grace period. Additional deposits of new money permitted.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRequires new money. Must deposit $500.00 to open and maintain a daily balance of $500.00 each day to obtain disclosed APY. Early withdrawal penalty equals 3 months of interest. Automatically renews at maturity to 7 month CD with a 7-day grace period | 3.75% | $217 |
Sources (1)
- bcb.bank/your-life/cds-and-iras · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.